I defaulted and overpaid on UCL
Date: Sun, 10/28/2007 - 12:27
Submitted by Morningstarr430
on
Sun, 10/28/2007 - 12:27
Total Replies: 13
Quote:
Dear Applicant: Thank you for applying to UnitedCashLoans for a short-term loan. After carefully reviewing your application, we are sorry to advise you that we cannot grant a loan to you at this time. If you would like a statement of specific reasons why your application was denied, please contact our address below within 60 days of the date of this letter. We will provide you with the statement of reasons within 30 days after receiving your request. UnitedCashLoans 3531 P Street NW, PO BOX 111 Miami, OK 74355 Attention: Consumer Loan Department Telephone Number: 1-800-279-8511 _____ If checked, our credit decision was based in whole in part on information obtained from an outside source other than a consumer reporting agency. Under the Fair Credit Reporting Act, you have the right to make a written request, no later than 60 days after you receive this notice, for disclosure of the nature of this information. Sincerely, UnitedCashLoans |
I did not apply again...how does this happen?????? I deleted all their info and links off my computer when I got the PIF. This just agravates me to no end!!!!!
I tried to reply and ask them to remove me from their mailing list etc. but it came back, of course, undeliverable!!!!!
Oh, I bet you are just absolutely devestated that they denied yo
Oh, I bet you are just absolutely devestated that they denied you a loan! :D
thats scary! did you call the number on the letter to see if som
thats scary! did you call the number on the letter to see if someone would give you some answers?
reply
morningstarr, send a friggin email to the compliance department and ask them WTF they are doing sending this to you! It frightens me to no end what they may be up to. I'd want an answer and I'd want it in writing. Stupid jerks. Sorry. I'll calm down now.
I'll do that right now...I tied the customerservice@ucl but it w
I'll do that right now...I tied the customerservice@ucl but it was returned undeliverable...I was so freeked I didn't think of the compliancedepartment addy. Thanks....cheezz...you don't think they posted on my credit report do you?? Just when things are going good...bingo...they pop up like a bad penny!!!
reply
That's why I say send an email to the complaince department and get an answer. You know how these guys can be, morningstarr. I do not trust them for anything. Lord only knows if they're trying to run your information through again (that they had on file) as a new loan. I would not even put that past them. I know you're freaking! That's why it's good to post it. Someone will tell you "Now, morningstarr, send an email to the compliance department." ME! :wink:
LOL...so true...I couldn't even think straught when I saw that e
LOL...so true...I couldn't even think straught when I saw that email!! I just fired one off to them attaching not only the email above but a copy of the PIF also from 07/13/07! I eagerly await their response.
And fins...yes I am totally broken up that they do not want my business anymore...NOT :!:
Let us know what their response is to your email. I for one want
Let us know what their response is to your email. I for one want to hear their excuse.
Hi morning! Probably a stupid question on my part, but you did c
Hi morning! Probably a stupid question on my part, but you did close your checking account out that they were debitting from, right? Just concerned that they might try to debit again...There is no telling what these people will do. I had to deal with them, too. They are not very nice at all.
Oh yes, sorry you were denied for a loan that you didn't even apply for!!! :shock:
They crack me up! It's like they are saying, "ahhh, poor you..." :-)
Yes...I closed my bank account a long time ago...back in May. I
Yes...I closed my bank account a long time ago...back in May. I sent an email to their compliance department and recieved a "read" notice but still have not heard an explanation from UCL.