Notification of PDL accounts
Date: Wed, 07/31/2013 - 17:38
Borrowed/Paid/Balance
Silver Cloud Financial $1000/ $1,990/ 0
$1000/ $1,078.00/0
$1,000/ $462.50/$ 537.50
The balance I owe is $537.50 but I had used my 2 other previous loans and stated I have overpaid $1,068.00. I had originally sent them a first letter stating their interest rates were over 30%.
Today I received a letter stating they are waiving all fees and account has been paid off. Yesterday I sent them 2nd letter stating the breakdown of refund to receive. Hoping to receive it soon.
Borrowed/Paid/Balance
My Next Day Cash $500/ $650.00/ 0
$700/ $346.50/ $353.50
Due to overpayment in 1st loan, I stated I owed balance of $203.50. They emailed me stating account has been paid in full of $851.50.
Strangely enough I got an email from TRS stating I owed $1058.00 on MY Next Day Cash and they want to settle $580.00
I replied my acccount is now paid in full of $851.50 according to My Next Day Cash.
Borrowed/Paid/ Balance
7DayLoan $500 / $715.00/ refund of $215.00
7DayLoan has agreed to send me a refund via ACH. This company claims to be doing business in New Zealand. Since I closed out my bank account, how should I request the refund?
Borrowed/ Paid / Balance
NorthCash $300.00 / $465.00 / overpaid $165.00
$500.00 / $200 / $300.00
North Cash states I owe them $300 and wants money order.
I need to send another letter stating I am only paying $135.00 as I want the overpayment to be applied. Will let you know what happens.
Borrowed / Paid / Balance
Plain Greens $800.00 / $949.26/ overpaid $149.26
They want to speak with me. They will not email me.
Cash Call $2,425.00 /$600.00 / $1,825.00
This is tough one though.
Everest Financial $500.00/ 0.00 / $500.00
They sent me email that this is paid in full.
Good work on the PIF's and
Good work on the PIF's and refund. Print the PIF's and keep for future reference. As far as the refund goes, demand that they send to you in the form of a check...keep us posted on your progress....you are doing extremely well!!
more on my PDL's
Borrowed/ Paid / Balance
Jet Lending 700.00/ 425.00/ 275.00
Jet Lending had asked MPDR that they wanted to settle. They claimed I owed $950 and wanted to settle for $450.00. I had advised MPDR not to settle on my behalf as I am taking over the account. I will send them another letter as I had paid off a previously loan in which I had overpaid.
Oakwood Services $300// 0.00 / $300.00
I will send them a letter stating I will pay on principal balance.
In regards to Cash Call, they had told MPDR that I borrowed $3,400.00. CC told MPDR that I could not settle as my account was too new. I informed MPDR the money deposited was never $3,400.00. Can I report them to FTC for CC making a claim that they lent me $3,400 when that is the incorrect total?
Borrowed/ Paid / Balance
Cash In A Wink $400 / $170.00 / $230.00
I sent them a CEASE and DESIST letter 2x and left them a voicemail. They emailed me stating they did not want to email and I need to call. I told them never to call my job but they keep leaving it. I have every right to report them to FTC so they can get fined. I want to do the right thing by paying them but now they are aggravating me.
Borrowed/ Paid/ Balance
Payday Mobility $800.00/ 3$60.00 / $440.00
They never responded to my offer from 2 weeks ago.
I will send them another letter, stating that I overpaid by $200.00 on my previous Payday Mobility loan.
Thanks for your help Debt Samaritan. I saved thousands of dollars. Before I came on this website, I was so worried I may have to file bankruptcy,
update on My Next Pay Day
TRS called again claiming there is a balance of $1,058.00.
I had called to verify with Collections Department if the account has been paid off because I received an email from TRS. They claim letter was sent in error. I informed them that they never told me that my account was with TRS.
They claim because I had a cease and desist that they couldn't call me. I informed them but there was always email correspondence. They just said to call TRS and make arrangements.
I will report My Next Pay Day to COnsumer Financial Protection Bureau.
NCA
Borrowed/ Paid/ Balance
CWB 500/ 350/ 250.00
When I had signed up with MPDR, I made sure to keep contact via email with the PDL's. I was getting worried when MPDR kept saying to ignore the calls and do not speak with anyone. They only made matters worse.
I am dealing with National too
They have been calling my family and work. They have not sent a letter yet. Can I get their address so I can stop them with C&D. It would be nice to stop them before they start.
National
I have not called them yet. Here is the website I had found. Hope it helps.
National Credit Adjusters, LLC
327 W 4th - P.O. Box 3023
Hutchinson, Kansas 67504
PHONE AND FACSIMILE
Toll Free: (888) 768-0674
Fax: (620) 664-5947
Submit a complaint
https://ncaks.worldsecuresystems.com/submit-complaint.htm
Updated on Cash in a Wink
I reported Cash In A Wink for total disregard of C&D. Still they call my job and cell, leaving messages and texting me.
Collections Dept said my balance is $580.00. I paid $170.00 from a $400.00 balance. They came late charges. Representative states I can pay $580.00 in small installments or pay $400.00 to settle account for month of August.
Still I did not agree to any of it. I told her I will need to call back.
Help!