Threatened with Garnishment from Illegal Payday Loan Company

Which state are you from? If they are illegal where you live they can't garnish your wage. IMO its time to file complaints against them.

A garnishment can only take place if it is ordered by a court, unless they have a default judgment against you in a court of law I wouldn't worry much about it because they are obviously making empty threats (which is against the law by the way). So, you need to file complaints against them and include all the details of their collection tactics, file a complaint with the BBB, FTC (in my signature) and your attorney general, asap!

On the other hand, payday lenders are know to attempt to attach wages with something called a "wage assignment". A "wage assignment" is a document you usually sign (unknowingly) when you obtain a loan which states you are allowing them to attach your wages if you should ever default on the loan. The good news is, a wage assignment can be REVOKED by YOU at ANY time. All you would need to do is shoot them an email revoking their rights to use a wage assignment against you, then, print the copy of the email you sent, take it to your employer and they can NOT honor it. CLICK HERE to find out how to deal with illegal lenders.

Thanks All for responding. I have already sent a blanket wage assignment revokation to my HR dept. so no worries on that. I did get in touch with a consumer atty. on another matter and asked them about this as well... they said I seem to have grounds for a lawsuit- so I'll have to see how that plays out. I am tired of foolin' with these clowns!!

Hope your lawyer and you stick it to the pigs. Show them the same level of mercy they showed you!