logo

Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

can a debt collector get me for check fraud for closing my bank account

Date: Wed, 05/11/2011 - 05:10

Submitted by anonymous
on Wed, 05/11/2011 - 05:10

Posts: 202330 Credits: [Donate]

Total Replies: 3


Okay.. I live in Florida and got a short-term loan about a year ago for $500 to $600. They were debiting the monthly payment from my account. During that time, I went through a divorce and ended up closing my account due to my ex husband who had access as well (note: I had the account for about 10 yrs prior). Now I receive a call from this law firm stating that I have committed check fraud and theft and that I will be arrested on 2 felony counts if I don't pay this money now. I have not received any mail from them just constant phone calls from Georgia. They even called my sister who was listed as a reference and told her that I'm in big trouble and I need to contact them immediately. When I called them, I was willing to set up a payment plan with them for what I could afford and they turned me down saying that I have to give them $290 for 3 months to pay this off. I asked for a mailing address to send payment and they told me that the only way was to debit from my account and assured me that I would be arrested for fraud if I didn't. This seemed really odd to me. If I pay this way it would really put me in a bind being a single mother. But I also can not afford to go to jail. Could they really send me to jail without any type of correspondence other than harassing phone calls. Please help! I'm willing to pay this debt but on what I can afford.:confused:


They can not charge you for check fraud if an ACH debit did not go through, there was no check so no fraud. We no longer have debtors prison so they can not throw you in jail for not paying your bills, they can bring you to court to make you pay but can not throw you in jail. Have you asked them for debt verification yet?


lrhall41

Submitted by bjk3.5 on Wed, 05/11/2011 - 05:28

( Posts: 16 | Credits: )


well who is the original lender?you say debited so i'm guessing internet pdl.well if that's the case not only do you only owe the principle,but any debits in "so called fees"get deducted from that.furthermore even if there is an oustanding balance it is non-enforceable,and non-collectable.furthermore this place threatened you illegaly as fraud is a crime and you commited no crime.in fact they commited the crime in mentioning fraud.first file a police report as again an illegal threat.then file AG complaints against this bottomfeeder asap.then ignore the idiots as again they broke the law in threatening you like that,and you don't even owe the 500-600 as you say they debited before default.to summarize.the law firm is not a law firm,but a bunch of humanoid idiots that must use illegal threats to scare money out of people.file the report,complaints and ignore their sorry a$$e$ as they can't/won't do a thing they say.


lrhall41

Submitted by paulmergel on Wed, 05/11/2011 - 05:32

( Posts: 15514 | Credits: )