Payday Loans Question

I wil post Florida laws for you. we can help you here.
Please list the original amounts you borrowed from each, the amounts already paid back, and if they are store fronts or internet.

Florida State Information

Legal Status: Legal

Citation:
Fl. Stat. Ann. ???? 560.401 et seq.; Rule 69V-560.901-912

Loan Terms:
Maximum Loan Amount: $500
Loan Term: 7-31 days
Maximum Finance Rate and Fees: 10% + verification fee
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 24 hours
Repayment Plan: Yes

Collection Limits:
Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages
Criminal Action: Prohibited

Where to Complain, Get Information:
Regulator: Florida Office of Financial Regulation
Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee FL 32399
Phone: (850) 410-9805
Fax: (850) 410-9748
Regulatory Contact: ,
Regulator Website

Licensee Database

Complaint Instructions

Complaint Form Link

Online Resources:
Deferred Presentment Providers Information Page

Thank you for the quick response but what exactly does it all mean - Should I contact each one and advise that I cannot pay the minimum and advise what I can afford to pay? I am waiting on my job to confirm today that my direct deposit has changed to going into my new checking account and then will close old account - I went to my bank and explained to them that I was working with companies to pay off and that I had some fradualent activity on my account numerous times - They suggested opening new one and closing that one and I went over with them that my paycheck went into that account by direct deposit and I repeatedly said, "ok no account activity as far as a company taking money out of my account with the way we are doing it but will allow my direct deposiit until I get account changed over and she repeatedly agreed" - At least she made me think she understood - So next paycheck comes and these companies were allowed to take the money out - Now I am not only behind with them but I now owe the bank approx $600 in overdraft and NSF fees for which I do not have the money - Now I am having to go to my family for a loan so I can I least pay for the essetials - Any advise or help would be greattly appreciated

Please answer the questions that I asked regarding the original loan amounts ant the amounts paid back already. Do not contact anyone at this point.If these pdls get a hint that you are having a problem they will go in amd clean out your bank account. You will have to close out your account and open a new one. Before any of that, we need answers to the questions.

I apologize - Forgot to answer that part - These are the original amounts - That is the problem I have not been able to pay anything except for the minimum

Pay day max, you borrowed 1186.20 ?? . That does not seem correct. Please clarify

Borrowed $1000 and Fees & Finance are 186.20 so I have made one payment of 186.20

so you paid nothing?if you paid anything please list the total amount.oh i see the one,what about the others.please list the amounts paid to each.

If you are asking if I paid anything other than the 186.20 the answer is no