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ARM Collections

Date: Mon, 05/03/2010 - 21:14

Submitted by bonvie1
on Mon, 05/03/2010 - 21:14

Posts: 33 Credits: [Donate]

Total Replies: 3


So here's my question...I have been following the great advice here on the forums about dealing with my 5 online (ILLEGAL IN FLORIDA, TOO) payday loans, and have sent the C&D emails, etc. to all. Now I get a call today from ARM Collections saying that they want me to call back n a hour, etc. They did not mention who they are collecting for. The funny part about this is that I have found their address and they are located literally 2 blocks from my house! Here's my two questions: 1) Should I even call them back, or just send them a C&D letter also; and 2) Can I send a C&D letter if I don't know who they are collecting for? Maybe I should just walk down to the office and talk to them face to face :)


Quote:

Originally Posted by bonvie1
So here's my question...I have been following the great advice here on the forums about dealing with my 5 online (ILLEGAL IN FLORIDA, TOO) payday loans, and have sent the C&D emails, etc. to all. Now I get a call today from ARM Collections saying that they want me to call back n a hour, etc. They did not mention who they are collecting for. The funny part about this is that I have found their address and they are located literally 2 blocks from my house! Here's my two questions: 1) Should I even call them back, or just send them a C&D letter also; and 2) Can I send a C&D letter if I don't know who they are collecting for? Maybe I should just walk down to the office and talk to them face to face :)


i answered your other thread,but will do so here.well instead of a C&D letter.get a DV(debt validation)letter out to them.i know they might be two blocks away,but ARM is a collector of MTE loans which you have a few.send the letter certified mail return receipt.two reasons for this.

1)they don't play legal,or fair.
2)you need proof they received the letter,and their signature on the green slip is just that.

do that,and watch them squirm,or you can recite their address when they call again.see how they react.it just might be the funniest thing you hear.


lrhall41

Submitted by paulmergel on Tue, 05/04/2010 - 05:21

( Posts: 15514 | Credits: )