PDL mess
Date: Tue, 06/19/2012 - 16:33
I live in TN and currently have 3 PDL's.
One for United Cash Loans for $300. This is my 3rd with the company, so I have paid a total of over $1000, but only $90 on this latest loan.
The next is with My Next Day Cash, I borrowed $500, and have paid $450 so far (and this is my first loan with them.)
The last is with Ameriloans for $200, I have paid $120 so far.
I guess my question is, is there a way to force these companies to stop taking these debits from my account every payday? they nearly drained my account on my last payday. I even went as far as asking My Next Day Cash for a settlement and they said that if I could prove I had lost my job or suffered some form of financial hardship, they would consider it.
I haven't attempted the other two just yet, because I just located these forums. Can anyone give me any advice? Closing my account would be difficult, because the bank holds my auto loan and credit card accounts...help!!!
One for United Cash Loans for $300. This is my 3rd with the company, so I have paid a total of over $1000, but only $90 on this latest loan.
The next is with My Next Day Cash, I borrowed $500, and have paid $450 so far (and this is my first loan with them.)
The last is with Ameriloans for $200, I have paid $120 so far.
I guess my question is, is there a way to force these companies to stop taking these debits from my account every payday? they nearly drained my account on my last payday. I even went as far as asking My Next Day Cash for a settlement and they said that if I could prove I had lost my job or suffered some form of financial hardship, they would consider it.
I haven't attempted the other two just yet, because I just located these forums. Can anyone give me any advice? Closing my account would be difficult, because the bank holds my auto loan and credit card accounts...help!!!
Quote:I live in TN and currently have 3 PDL's. One for United C
Quote:
I live in TN and currently have 3 PDL's. One for United Cash Loans for $300. This is my 3rd with the company, so I have paid a total of over $1000, but only $90 on this latest loan. |
Illegal Tribal loan ...sounds like you are more than paid in full.
Quote:
The next is with My Next Day Cash, I borrowed $500, and have paid $450 so far (and this is my first loan with them.) |
Cannot find an address on their site which to me means they are hiding it....I would say illegal. You owe $50
Quote:
The last is with Ameriloans for $200, I have paid $120 so far. |
Illegal tribal loan...you owe $80
Quote:
I guess my question is, is there a way to force these companies to stop taking these debits from my account every payday? they nearly drained my account on my last payday. I even went as far as asking My Next Day Cash for a settlement and they said that if I could prove I had lost my job or suffered some form of financial hardship, they would consider it. I haven't attempted the other two just yet, because I just located these forums. Can anyone give me any advice? Closing my account would be difficult, because the bank holds my auto loan and credit card accounts...help!!! |
Follow the instructions in my signature link. You close your current account and open a new one at the same bank.....should not be any issue. Do not listen to any crap that the PDL's will try to throw at you....they will try to tell you that tribal laws apply when in fact only the laws of your state apply.
Thank you, I have emailed the letters from your signature. I ho
Thank you, I have emailed the letters from your signature. I hope this works! I appreciate the prompt response!;)
