THANKS SO MUCH!!!!!!!

I would like to thank all of the contributors to this site for all of the extremely helpful information! Truly you have been a lifesaver for me!!!!!

I have 3 loans:
Rise, $400 borrowed, made 1 payment 12/13 of $60 (est)
CashNetUSA, $350 borrowed, 1 payment 12/6 of $90.19
MoneyKey/NCP Finance: $300 borrowed 9/27. Bi-Weekly I have made payments of $90.69 then a payment on 12/6 of $140.69 I've paid in total of $503.00
As a single mom with no family and only myself to support my household, this was one easy trap to fall into. I've been in so far over my head that I have been working solely it seems to pay the bi-weekly payments on these loans. I estimated that I have been shelling out about $600 a month to pay these loans! That's more than rent...more than my car payment...more than my utilities combined!
I had made a decision to just default. I'd go to Collections, maybe a judgement, I'd deal. In my research I found this site and have found that the loans I had been given are all pretty much fraudulent. In my home state of Ohio the interest rates are WAY beyond the 28% stipulated by law, these outfits don't have physical addresses in Ohio, and on and on. I took the wonderful advice given and contacted the lenders immediately revoking any ACH payment authorization. I then went to my bank, and unfortunately while they could not close my account (I used Early Access with 5/3 Bank and can't close until my balance is paid off in January) the Manager put stops on the ACH transactions, set up a new account for me, and didn't charge me any type of fees to stop any payments to these theives. I'm waiting for acknowledgement of receipt of my ACH revocation emails to CashNetUSA and Rise, but did receive confirmation when I called MoneyKey while at my bank. I even requested confirmation by the end of business today. I'm also getting ready to contact the State of Ohio Attorney General's office so hopefully these bloodsuckers can be stopped in their tracks.
Christmas has come a week early for me! I can now concentrate on paying the IMPORTANT bills that I can handle...Rent, utilities, insurance, car AND still have a good Christmas for my son and I. I've been depressed and feeling there was no end in site to these loans. There is now, it happened today, and I totally thank your site for all of your help and information! THANK YOU SO MUCH!!!!!!!!