Free legal credit solutions

once they called you the first time they are required to send something in writing.next time they call.tell them you will not speak to them again until they give you something in writing.what number shows up on your caller id?also a couple of other questions.

how much was borrowed from each.
how much was debited by each in fees
what state are you in.

we can help against this alleged bottomfeeder.

oh i see you are in PA.please answer the other two questions,and we will help you here.

I borrowed $300 for each one - but paid $90 only towards one. So that is where I got the $810 total from. 877-544-4254 comes up on my caller ID. They did send me a "settlement agreement" the first time for $2090 but it only had Pack Management listed as the lender. After I told them I would be filing a complaint, they dropped it to $810 and emailed me that settlement agreement - again with only Pack Management listed. This is why I am leary to send payment to them. They gave me info to send them a money gram - but no address.

but even after sending me those emails and my telling them not to call me at work, they continued to call. Once I asked them again not to call and only correspond through email or mail, they called my mother. So now I have to be specific and tell them not to call anyone about this?

couldn't come up with a thing.did this person have an accent?the reason i ask is because that phone number is a car dealership in nc.it looks like this place spoofed the caller id with a number in your area.

No, no accent. I was able to call the # back and speak to the person who called me (Joe Davis). If it was spoofed, I wouldn't be able to call it back, would I? He didn't give me a city or state - come to think of it - for the Money Gram. All he gave me was the name of the company - which was different than where he said he was calling from (Primestar Recovery instead of Free Legal Credit) and a receive code of 6989. So how am I ever going to know if the supposed collection agency is legit to get these debts paid?

it also shows as a cell#.i wouldn't give them anything.again it sounds like a person or place bought the pdl info.i couldn't get anything resembling an address on any search.google,or yahoo.if they spoofed caller id with a legit business name you would reach that business.

So how do I get them to stop calling my relatives or friends? If I called that number from a different phone, would I still get that business? I guess I don't understand spoofing. I thought it just allowed a different number to show on the display - but if you called that actual number, you wouldn't get that person. Do I send them an email telling them what I know or just ignore? What type of documentation should I ask for in the future from the collection agencies to know that they are legit?

When I called that number back last week - it was the same person who left a message for me - and he was insistant that I send payment in by the next day.

Apparently I misheard them - it is Pre-legal Credit Solutions -located in Kenmore, NY. I found their address on the settlement agreement.
Pre-Legal Credit Solutions
3407 Delaware Avenue
[SIZE=3]Suite 225[/SIZE]
[SIZE=3]Kenmore, NY 14217[/SIZE]
Phone: 1-877-544-4254
Fax: 1-716-4089093

well since it is a cell# the other dealership closed.don't know why it came up on a search.
just know that there is no address for this place.i would give your family that #,and tell them to ignore the calls,and don't believe a word this guy says.i see the letter,but every search comes up nothing on that number.i would get a DV letter out fast.send it certified mail return receipt.

and the letter was "signed" by a Joanthan Freeman

I looked at the sample Debt validation and debt verification letters posted here and neither one seem to apply. This is not listed on my credit report - yet anyway. Is there a better sample that I am just not seeing?

the debt validation does apply as these loans were illegal,and while we advocate paying back what was borrowed.they are non-enforceable.make him also prove he has a license to collect.being as i can't seem to find a thing on his company in any search.i doubt he does.therefore you will be paying an unlicensed scammer.

I just meant that the validation letter states that there is a fraudulent account on my credit report - this has yet to reach my credit report. Let me look at it again before I keep wasting your time. sorry just trying to sort this out and work at the same time!

that is for disputes on your CR.there is another sample on there.you can customize it to what you want it to say.it is just an example.do not think you are wasting anybody's time.you want answers.don't be afraid to ask questions.we all asked close to the same ones at one time.

thank you so much for you time today - this site has truly been a life saver! I'm sure I will have plenty more questions as I get into the thick of all this!

we'll be here for you when you need us.

I just received a message from them on my facebook account. I have no idea what this is for. They told me to have my husband call them. I sent a message back asking what this is for and haven't heard anything yet. I don't really trust this since it was sent to my facebook.

I received a call from the same company.. Is this company legit? The told me I owed 1,746.00, then it was taken down to 845.00.

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Thank you. I am not sure what a DV letter is, but they called me at work, home and on my cell. I tried to call them back last week and noone is returning a call. I also have an e-mail address.

THank you.

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Would be appropriate to file a claim against them at the federal trade commission?

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ok so I havent heard anything from Pre-legal Credit since I last wrote in August. And now they are calling my work again leaving messages about how they faxed over employment verification to my job and made a recommendation to have my case filed with Bucks County court - which would include a summons by the Sheriff's dept either at work or my house. Ignoring this call will not delay any legal action they take against me. Can they jsut file or have a summons sent when I havent heard crap from them since August? I sent them the DV letter and they jsut sent me back copies of my applications filed with the 3 above PDL companies.

And now I just received a call on my cell from Investigator Wexler at Jacobsen and Assoc - stating he has a Civil Matter in his office to be filed with Bucks County Courthouse. Left a number of 877-252-0617

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Well it seems that whoever had bought my PDL, uses lots of different names and numbers. I got 2 calls today - one at work and one at home. Mark Sloan from PLC (Pre-legal Credit orJacobsen and Assoc) is again stating that he submitted a request through the legal department to have my account placed in the local courthouse - which includes having the sheriff's office serve me a summons at work - since the numerous attempts to mail me anything has not proven effective. As far as I know, they have not mailed me anything. He made it sound like they couldnt verify or find my address so they had to come to my work. I know that these are scare tactics to get me to call them back. I dont answer the phone - jsut let it go to voicemail. so I ahve all these threats recorded. Funny thing was, when he called at first, I did answer and he didnt ask for me - he asked for the HR dept or the main # and I said I didnt have it and hung up. Can they really have the sheriff's office serve me a summons over a PDL? I have already sent a DV letter with no response.