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Pay day Loan

Date: Mon, 09/01/2008 - 15:05

Submitted by gillerson57
on Mon, 09/01/2008 - 15:05

Posts: 6 Credits: [Donate]

Total Replies: 18


I had a payday loan back in 2005, thru FSM Group in the amount of 250.00. I did not recognize the name when it came time to debit my account, so i refused it. Well i realized about it week later and called them to make payment, got nowhere there, was told someone would contact me. I tried 3 or 4 times to straighten this out. Well in Nov. 2005 i get a call from a collection agency, I paid 726.00, then in March 2008, I get a call from and Ofcr. Williams about the same debt, I paid again this time 863.00 and then I get another call in May from another CA I assume and I paid again this time 399.00. Well I'm still getting threatning calls from CAs. I live in Maryland. What are my options now? I'm not going to pay another dime. By the way Christian Nicholas Associates is one of the CAs. I paid in March and I still can't get a letter of confirmation from them no matter how many times I call them. They keep saying I'll get it soon. I received confirmation letters from the others. This Ofcr. Williams I found out was representing CNA and he was very threatning. Please someone tell me what to do now?


Unfortunately I did give them my credit card info. I've also pulled my credit reports to see if there was anything on it pertaining to this and i saw nothing. I was told not to talk to or pay anyone else anymore money. I told this caller just send the police because I've already paid this debt and will not give them a dime


lrhall41

Submitted by on Tue, 09/02/2008 - 04:13

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Quote:

I will do that today. I also found out is was Christian Nicholas Associates and some United National Bank. Do you think there is a way for me to get my money back


Anything is possible. Filing a police report is a good start, also filing complaints with the FTC, BBB and your Attorney General's office, this is very important!


lrhall41

Submitted by Shazzers on Tue, 09/02/2008 - 08:29

( Posts: 17344 | Credits: )


Quote:

Maryland State Information

Legal Status: Prohibited

Citation:
Consumer loan act applies. Md. Code Ann. Com. Law II ???? 12-301 et seq.

Small Loan Rate Cap
2.75% per month; 33% per year.

Where to Complain, Get Information:
Regulator: Maryland Commissioner of Financial Regulation
Address: 500 North Calvert Street Suite 402 Baltimore MD 21202
Phone: (410) 230-6100
Fax: (410) 333-3866
Regulatory Contact: Michael Jackson Director, Regulatory Policy


lrhall41

Submitted by Shazzers on Tue, 09/02/2008 - 08:31

( Posts: 17344 | Credits: )


I jst spoke to a Don Wilson Re: US National Bank for a PDL. does anyone know what collection agency he represents. He wouldn't give me any information, he told me to go a Money Gram and call him and will tell me who i need to pay. I asked him to send me a letter of validation on this account and he claims he has given me all the information I need, so for me to be prepared for legal reprecussions. I just spoke to an Attorney and they need the name of the company he is representing before they can do anything. So if anyone knows of this Don Wilson 214 618-5897 please let me know.


lrhall41

Submitted by gillerson57 on Tue, 09/02/2008 - 09:40

( Posts: 6 | Credits: )


Don Wilson is mentioned in the thread below. They can't sue you because they're illegal, they can however harass you to death and try to intimidate you, don't allow them to. If you read through this thread (a few pages back) you may find the info you are seeking.
http://www.debtconsolidationcare.com/paydayloan/us-national-bank-8.html


lrhall41

Submitted by Shazzers on Tue, 09/02/2008 - 09:47

( Posts: 17344 | Credits: )


I have attempted to apply for a payday loan and I keep having
to repeat my personal information for different companies because
they say they are not a lender but can direct me to a lender
so I repeat info again. I feel foolish in asking this but is this
a way for scammers to get my personal info. and should I change
my account info at my bank?


lrhall41

Submitted by on Thu, 09/04/2008 - 00:48

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I am employed by CashAmerica which is the parent company of Cashland/Cashnet usa. Please be advised we do not use CNA (aka christian nicholas and associates, aka legal affidavit office, aka morgan and morgan and associates) If you receive a call from them (904-425-9141) stating they are calling on behalf of our company, immediately file complaints with your attorney general's office, and contact your cash america/cashland store front or cashnetusa regarding the call. DO NOT PAY THEM.
Thanks


lrhall41

Submitted by on Fri, 01/30/2009 - 08:02

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I just got a call from someone at CNA. I looked them up on the internet and found their site as well as this one. Theirs looks real enough and if the phone numbers had been the same they may have gotten me. I've had some payday loans that wouldn't let me pay them after I refused one because the name on it didn't match what they said it would be. I've went directly to those companies and cleared my accounts. But these people are beyond annoying. They've put my job at risk because I changed my home phone number to stop their calls. Now they call me at work constantly. I've made my voicemail generic and they still leave messages. Anyone have any ideas on how to get them to quit calling me at work. I refuse to speak to them because then they start calling any number they can find associated with me.


lrhall41

Submitted by on Mon, 02/09/2009 - 10:05

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Christian Nicholas & Associates Inc hasn't filed for dissolution. Company is still scamming people. If you want to return the favor, the number is 904-881-3406. Corey is who you need to speak with.


lrhall41

Submitted by on Mon, 03/02/2009 - 23:04

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The correct address for this scam company Christian Nicholas & Associates is:
1431 Riverplace Blvd #3303
Jacksonville, FL 32207
And the correct phone number and contact for those of you that have recieved threatening calls is:
Coray Ward at 904 881 3406


lrhall41

Submitted by on Tue, 03/03/2009 - 09:27

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The man that keeps calling me and harassing me from this company is MARSHALL WALKER, he is a liar and a scammer.
DO NOT GIVE THEM ANYTHING. If they were a valid company they have to provide you all your information including who they are representing in writing within 5days from the time they contact you. I made the mistake of giving them my mothers cc info for a small one time payment only to hold them off and they tried to charge her over and over until she closed her account. DO NOT GIVE THEM ANY MONEY!


lrhall41

Submitted by on Wed, 07/01/2009 - 07:59

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I have received calls from CNA they told me that they are located in Los Angles, CA. The Attorney Danny Morrison made me do a letter and notrize the letter. Is this a scam cause I do not want to get caught up in this again.


lrhall41

Submitted by on Mon, 07/27/2009 - 06:56

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