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i have 4 payday loans i was paying on them until my income change and i got in a hole so i stop its been about two mo since i made any payments and they are calling saying they are going to garnish my check

first off welcome,second if you could provide the following.

1)which pdls do have?the company names
2)how much borrowed from each
3)how much paid back total including fees to each
4)what state are you in.
5)internet or storefront

answer those and we can help you the way,garnishments need a court order.if they are internet chances are depending on which company,they won't be able to garnish.

Sub: #1 posted on Wed, 08/20/2008 - 06:13

paulmergel paulmergel
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(Posts: 15512 | Credits: )

Unless it is Uncle Sam(federal taxes), Aunt Governor of Your State(State Taxes, Local and Child Support) they can not touch your paycheck.

Sub: #2 posted on Thu, 08/21/2008 - 16:10

wssu92 wssu92

(Posts: 510 | Credits: )

However, if you signed voluntary wage assignments, they can try to put those through. If you give the information that Paul requested, we will be able to give you better advice for your situation.

Sub: #3 posted on Thu, 08/21/2008 - 16:18

alias1958 alias1958

(Posts: 1230 | Credits: )

It's important that you send these companies a wage assigment revocation letter, then give a copy to your employer, wage assignments are voluntary and can be revoked at any time. :wink:

Sub: #4 posted on Thu, 08/21/2008 - 16:25

Shazzers Shazzers
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(Posts: 17345 | Credits: )

how do I know if i signed a wage assigment recovation? and where can I find the letter to send them and my employer?

Sub: #5 posted on Thu, 08/21/2008 - 19:28


If all you are wanting to send is a wage assignment revocation then I would make it simple similar to the one below. Are your lenders illegal, I seem to remember you have another thread somewhere but can't remember the particulars of it?

Your Name
Your Address
Your City, State, Zip


Name Of Lender
Account #:

To Who It May Concern:

I _________________ hereby revoke any and all wage assignments I may or may not have signed with your company. I am giving a copy of this letter to my employer, therefore, any attempts on your part to attach my wages will be rejected by my employer.


Your Name

Sub: #6 posted on Sun, 08/24/2008 - 11:01

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

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