Check Garnishment NYC Resident
Date: Thu, 01/31/2008 - 12:45
I have a few questions, I posted here a couple of weeks ago regarding my situation which I've listed at thew bottom of this post, and received lots of advice and help, which led me to close my bank account to prevent these people from removing any more money from my account.
Of course after doing so I have received numerous calls from them regarding them no longer having access to my account to steal anymore of my money. I have not taken any of the calls just allowed them to go into my voice mail. However today my payroll manager told me that someone called from PayDay2Go and requested a address and fax number to submit garnishment papers, CAN THEY DO THIS????????
MY PREVIOUS POST
I have 4 online PDL's, I am a residentof New York and came across this site trying to find info on one of the lenders.
All 4 have debited my acct today and I'm a little concerned.
MTE Financial Debited my account $90 today for a $300 loan i was given on 12/19
NLS CASHADV10 has debited my acct today and has done so every 2 wks since 10/30 for a loan of $250 so to date i have paid $304
866-742-0413 Payday2go debited my acct $75 today fro a loan of $300 on 12/18
Credit Protection Loan debited my acct $430 and $71.49 for a loan of $430 on 12/11.....Now this one I cant seem to find any information on not even a number for some strange reason which has caused me to become concerned.
If any one can please help me or give me some suggestions please let me know anything would be appreciated.
it was for garnishment. What is the difference between the 2?
it was for garnishment. What is the difference between the 2?
I am also from NY. No they can not garnish your salary. In order
I am also from NY. No they can not garnish your salary. In order for any one to do that they need a court order. A pay day loan that is illegal in New York can not get a legal court order.
I believe that what they want to send is a wage assignment. This is something that some pdls have in their contracts. They are 100% voluntary and you can revoke it at any time.
Just say
I(name)herby revoke any wage assignments that I may have signed for you or any of your affiiates.
Give a copy to your employer as well.
Most employers know that salaries can not be touched without a court order so they will not honor it.
PLease take Kash's advice and move quickly on this! I can assure
PLease take Kash's advice and move quickly on this! I can assure you they are Wage Assignment papers....which, as Kash stated, are VOLUNTARY!
Thanks Guys But how will I locate and address for them to mai
Thanks Guys
But how will I locate and address for them to mail this letter to them and what other letters should I submit to any of them to clear this up?
Yes..good advice from Paul even if the PDL hasnt gotten the noti
Yes..good advice from Paul even if the PDL hasnt gotten the notice yet.
"You are also hereby notified that I am revoking any voluntary wage assignment I may or may not have signed. I no longer authorize you, your company, or your affiliates to attach any part of my wages or contact my employer for your collection purposes."
Tay, I could not find the address when I sent my revocation lett
Tay, I could not find the address when I sent my revocation letter. I e mailed it and faxed it
Their Fax Number: (240) 290-0274
They never did bother me about it. Just dend it, give a copy to your employer who probably knows not to honor it anyways. You can also speak to your employer, they usually know that these things are not legal.
Will my employer honor a letter to the PDL with no address or co
Will my employer honor a letter to the PDL with no address or contact info for the PDL in question?
Yes. If there is no known address for this company it shows how
Yes. If there is no known address for this company it shows how illegal they really are. Just fax the letter to them or e mail it.
Again, your employer should know that your salary can not be touched without a court order, especially from an illegal company.
I sent the fax, as well as gave a copy to payroll. Now someone
I sent the fax, as well as gave a copy to payroll. Now someone just called and left a message because i refuse to take these calls at work and the guy said that they are going to go ahead and file a court order and this will cause my balance to go up and a whole bunch of other junk, lol HE WAS PISSED!!!!!!
So what should my next move be regarding this situation? I reall
So what should my next move be regarding this situation? I really want to end this completely
Hum an illegal company getting a legal court order. Very funny.
Hum an illegal company getting a legal court order. Very funny. These people dont even have an address, so seriously i would at this point just laugh it off. We are in a way fortunate that we live in NY, because sometimes these people just fade away , knowing how illegal they are here.
Thanks so much Kash and everyone for your help. This is really
Thanks so much Kash and everyone for your help. This is really unbelievable that they go through all these motions and are illegal
they will say all sorts of stuff to scare the hell out of you, w
they will say all sorts of stuff to scare the hell out of you, when in reality they can not do anything.
kash you are so helpful and truly awesome!!!!! here's my laug
kash you are so helpful and truly awesome!!!!!
here's my laugh it off..
I guess he sent out his letters and spoke to his P/R person and
I guess he sent out his letters and spoke to his P/R person and all is well. I hope.