Can you please review my letter?
Date: Fri, 05/20/2011 - 12:07
And see if anything is out of sorts? Please reply with thoughts/approval/suggestions.
This is in response to Alliance Asset Management's last correspondence supposedly substantiating the debt owed by including a copy of an electronic contract by Cash Direct Express aka GECC:
Mr. Dwyer and Mr. Sanchez,
I am repeating what I have already sent you in a letter dated May 2, 2011. Your client is acting illegally in my state.
As I stated in my letter dated May 2, 2011:
“I received Mr. Dwyer’s collection letter dated April 7, 2011 on April 12, 2011, and Mr. Sanchez’s collection letter dated April 25, 2011 on April 29, 2011. Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g, I hereby inform you that I dispute the alleged debt associated with account # xxxxxxxx, with Cash Direct Express (aka GECC) being the original holder of this debt.
Attached is a letter sent to Cash Direct Express (aka GECC) to cease and desist all ACH transactions...you will find the reasons why such request was delivered to your client. They are operating illegally without a license, and as such, I have paid your client in FULL. Furthermore, your client OWES me a refund in the amount of $130. I have already reported your client to the BBB, FTC & the Texas Attorney General's office.â€
PLEASE review the letter that was sent to your client on February 25, 2011…it clearly states that your client is acting ILLEGALLY.
At this time, I further request that you take the following actions:
Please contact any credit agencies to whom you have reported this alleged debt, and inform them that I am disputing the debt.
Under the FDCPA laws, you are required to cease ALL collection efforts with me until this debt is properly validated, if you fail to follow the law, non-compliance of my requests could result in serious legal suits and hefty fines. I WILL file complaints with the following organizations; Federal Trade Commission, the my State Attorney General, Better Business Bureau, and the Office of Consumer Credit Collection, I will be keeping a written record of all communication attempts made by your company and report it promptly if you do not adhere to the law.
Except as specifically outlined herein, I am requesting that you cease all contact with me about the alleged debt. Any further contact should be strictly in conformity with the FDCPA: It should be limited to providing me with the documentation requested in this letter, informing me that you have ceased collection efforts on the alleged debt, or stating that you are taking a specific action in relation to the debt such as commencing a collection lawsuit. Any further contact should be made in writing, and should be submitted to my home address by mail.
Sincerely,
This is in response to Alliance Asset Management's last correspondence supposedly substantiating the debt owed by including a copy of an electronic contract by Cash Direct Express aka GECC:
Mr. Dwyer and Mr. Sanchez,
I am repeating what I have already sent you in a letter dated May 2, 2011. Your client is acting illegally in my state.
As I stated in my letter dated May 2, 2011:
“I received Mr. Dwyer’s collection letter dated April 7, 2011 on April 12, 2011, and Mr. Sanchez’s collection letter dated April 25, 2011 on April 29, 2011. Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g, I hereby inform you that I dispute the alleged debt associated with account # xxxxxxxx, with Cash Direct Express (aka GECC) being the original holder of this debt.
Attached is a letter sent to Cash Direct Express (aka GECC) to cease and desist all ACH transactions...you will find the reasons why such request was delivered to your client. They are operating illegally without a license, and as such, I have paid your client in FULL. Furthermore, your client OWES me a refund in the amount of $130. I have already reported your client to the BBB, FTC & the Texas Attorney General's office.â€
PLEASE review the letter that was sent to your client on February 25, 2011…it clearly states that your client is acting ILLEGALLY.
At this time, I further request that you take the following actions:
Please contact any credit agencies to whom you have reported this alleged debt, and inform them that I am disputing the debt.
Under the FDCPA laws, you are required to cease ALL collection efforts with me until this debt is properly validated, if you fail to follow the law, non-compliance of my requests could result in serious legal suits and hefty fines. I WILL file complaints with the following organizations; Federal Trade Commission, the my State Attorney General, Better Business Bureau, and the Office of Consumer Credit Collection, I will be keeping a written record of all communication attempts made by your company and report it promptly if you do not adhere to the law.
Except as specifically outlined herein, I am requesting that you cease all contact with me about the alleged debt. Any further contact should be strictly in conformity with the FDCPA: It should be limited to providing me with the documentation requested in this letter, informing me that you have ceased collection efforts on the alleged debt, or stating that you are taking a specific action in relation to the debt such as commencing a collection lawsuit. Any further contact should be made in writing, and should be submitted to my home address by mail.
Sincerely,
see the thing is you sent a DV letter already.what they sent you
see the thing is you sent a DV letter already.what they sent you wasn't validation.you need to send a C&D letter.here is what you should send.
mr.dwyer and mr.sanchez
am enclosing a previous letter sent on may 2,2011.since you don't seem to want to properly validate.i am done debating and want you to cease all comunications on the matter.further attempts to collect will result in me taking action against you per the FDCPA.
sincerely.
just include a copy of your previous letters,but again they need a c&d.not another validation.they had their chance and blew it.include the intent to sue threat as while they won't.you sure can if they violate the C&D.
