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Geneva Roth/Loanpoint etc

Date: Mon, 10/20/2008 - 11:02

Submitted by spanisheyes
on Mon, 10/20/2008 - 11:02

Posts: 313 Credits: [Donate]

Total Replies: 12


Help! Geneva Roth has debited my account for $720.00 for a $300 loan another debit is coming due on 11/03/2008 Are they legal in Florida?


720.00 on a 300.00?and no they are not legal in FL.block this place asap.if not you may have to close that account and open a new one.still can't believe it 720.00 on a 300.00 loan.that is insane.that doesn't even include any fees taken out prior.that is more than double the loan and they want to take another on 11/03.stop that and i would tell my bank i didn't authorize the 720.00.


lrhall41

Submitted by paulmergel on Mon, 10/20/2008 - 11:12

( Posts: 15514 | Credits: )


I am sorry what they take out is $180.00 for 4 times renewal so I have overpaid them $420.oo 720-300 principal= $420 in fees?! I have already filled out the ach; rck; (re-presented check entry; pop (Point of purchase entry or ARC (account receivable entry. Now I am ready to send them the revocation letter to them. Do they ever do a refund of the overpayment? I guess I better don't hold my breath waiting for a refund.


lrhall41

Submitted by spanisheyes on Mon, 10/20/2008 - 13:10

( Posts: 313 | Credits: )


dawnlango who did you get the refund from? That is great.


lrhall41

Submitted by on Tue, 10/21/2008 - 04:50

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I have a loan with them also and they take $90 every other week as their "fee" without paying down the loan. So far more than $540.00 with none of it going to principal. I called and spoke with them and while the agent was very nice, she did say "Well, you signed the documents". I'm trying to pay a little extra each time, even though I never got the form they said they emailed to me. I just wrote a note and faxed it to them. I hope to have it paid off by the end of November.


lrhall41

Submitted by Laurie on Tue, 10/21/2008 - 13:20

( Posts: 4 | Credits: )


It doesn't work, all they do is change the amount and or their name and keep sucking, so far for 400.00 I have paid 1620.00 yes 1620.00


lrhall41

Submitted by on Wed, 10/22/2008 - 16:15

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