Loan Point USA Geneva Roth

Is Loan Point USA/ Geneva Roth Capital licensed to lend in Georgia? I don't think so. If you have a loan with thios company in Georgia then you're only obligated to pay them their principal amount.

I do not live in Georgia but I am having a horrible time with them! They refuse to accept the principal only (loans are not legal in my state, so that is all that I owe them!) and it is kind of ironic, because i would have gladly settled with them by now but because they will not accept the principal, they have not recieved anything yet. I have spoken to one nasty lady in particular, who has really left a bad taste towards that company.

I too been having problems with Geneva Roth Vent aka/ Loan Point; GRC Funding. I borrowed $300 they have taken out a total of $750.00 then I wrote them cancelling the authorization for ACH, notified credit union, (they usually take $180.00 per month) after I stopped sthe achs they presented the ach for $179.99 and under GRC Funding the credit unit paid and after discussing with them about the authorization being stopped they refunded my money (179.99) then Geneva Roth Venture presented another ach for $480.00) which I did not have thatkind of money in my account so it was NSF when I call the credit Union they told me that if an ach comes under a different amount or different name they will pay so they suggested I would give them all the aliases the go by so I did and so far they have not been able to get $$ out of the credit union. Yesterday I got a call saying that I owed them $850 and they wanted to know when I was going to pay it I told them if they knew they were ilegal in the State of Florida and that they alredy had collected $750 and that they were the ones who owed me a refund the guy got really nasty, I told him that I had reported them to the attorney general's office and BBB, he continued to insist that I owed $850 so I was driving and talking to him on my cell and I just hanged up on him so far I have not heard again from them. What else can I do? I have paid them like I said before $750.00 and I borrowed $300. HELP!

since you filed AG and BBB complaints i wouldn't talk to him until you get a resolution that way.i would even file follow ups with AG.you are right spansiheyes.not only do you not owe them,but they owe you.

spanisheyes- they will not work with me. they gave me a loan that turned out not to be legal and i have over-paid 90 million times in the past. i would be more than happy to give them their principal back - i keep trying to pay them! but they will not give me a physical address to mail a money order to and they will not take less than double my principal.

I have been having a hard time working with them also.