geneva roth

THey are a really tough one to work with. There is lots of info about them on these boards. Just type the name in the above search box

well they got my complaint from the BBB and are calling to "talk". I don't want to get into an arguement with these people over the phone. I requested they contact me via e-mail so what do I do...e-mail them back or call

i would email them back.. any communication with them should be written. was this loan even legal? How much do you owe them? i had a loan with them last year, they are horrible.

No it is not legal...I live in KY

okay, mine was not legal neither. they will never, ever admit that though.
do not call, email them back and mention again to them not to call you.

This is his response to me...

This is your 2nd loan with us. The first loan was funded on 6/28/07 for $300.

Recently you chose our services again. Your 2nd loan was funded on 5/14/09 for $600. On 6/4/09, we became aware that you closed the same account we funded for $600.



Our records indicate a $180 payment was missed on 6/4/09 with another $180 payment due 6/18/09. Total due on 6/18 is $960.

In an effort to settle this matter in a way that???s satisfactory to both parties, I would like to mark this account paid in full with a one time payment from you of $690 in exchange for a signed mutual release. The $690 offer consists of the $600 principle balance and ?? of the missed 6/4 payment.



I???m hoping this settlement offer is to your satisfaction. Please advise.

i hope you tell them no! if the loan is not legal you should not pay more than the principal.

so I told him no, that was no acceptable as they are illegal and I would only be responsible for the principle...waiting to hear back

now he wants the $600 paid in full right now...like I just have that sitting around somewhere. What now?

i would keep telling him no. did you email him back or call him? all they can do is threaten you, so you can really pay this back on your own terms. do you owe him the full $600?
i have to be honest, i had a loan with them and they refused to work with me. I kept asking to pay the principal only and kept asking for a physical address to mail a money order to. they kept refusing. this was a year ago and they remain unpaid. i would have paid - i still will - but they just would not accept anything but this horrible amount. (i think it would double the principal after I already gave them so much money)

Haven't emailed him back yet. I owe the $600 and will gladly pay that, I just can't afford it all at once.

i understand. because they are not legal, you do not have to pay it on their terms. with the ones i did settle with, they accepted payments of $25 a month, for example. they accepted it and i got paid in fulls.

not making much head way with these people...they want $320 a month which would give them $40 more than they are tilted to in the first place. I fully intend to pay the principle but $320 a month....really. I just can't do that at this point. I have other priorties. He said I had until June 24th to accept these terms and then they would turn it over to collections. What ever...they can just accept what I can send or turn me over. Then I can file complaints against the CA. I type for a living so filing reports constantly does not bother me

then do that.stick to your guns.if you owe 600.00.pay it on your terms,not theirs.file enough complaints to choke a yak,but don't give in.

they are going to get tired of getting complaints from me.

danee, just keep pushing at it. they never tire from complaints and they are impossible. they swear up and down that they are legal but we know they are not. let them send you to collections and than report them when they use illegeal tactics to collect on a debt that is not legal.