Payday Loan Help

I am wondering how to close my bank account. I can not pay them. I have 9 payday loans out.
Cashland- storefront, owe $460
Advance America, storefront, owe $460
National Cash,storefront,owe$460
Fast Cash,storefront,owe $345
checkngo, storefront, owe $57.50
mypaydayloan, internet, owe $500, fee $100
cashnetusa, internet, owe $172.50, no rollovers
quickestcashadvance, internet, owe $390, fee $90
paydayone, internet, owe $575 no rollovers
I figure I will close my account and call them all and TRY to make payment arrangements, but need to know about the ach transfers and how to go about doing this. Thanks for any advice...Angela