I currently have five(5) PDLs out with the following companies(loan amount / amount paid thus far):
VIP($400/$2,000+) - Letter sent informing of ACH freeze, refund and PIF request
GFG Serv($700/$1,750) - Letter sent informing of ACH freeze, refund and PIF request
UnitedCashLoans($500/$985) - Letter sent informing of ACH freeze, refund and PIF request
OneClickCash($450/$270) - Willing to pay the balance(and that's it!)
From what I've read from other threads, the FBD/ThinkCash/Plain Green is a legitimate lender??? If so, is the amount paid to date sufficient for repayment(PIF), or, do I need to continue on paying what they say the remaining balance is(around $500...give or take $100)???
I have been trying to research the Kentucky laws, and what I have come across is that ALL lenders that do not operate within the state, are ILLEGAL(true/false???). Also, that I am only responsible for the principle loan amount. For anyone else in KY going through issues with this, I came across the following site http://www.kfi.ky.gov/ that may aid us in remedies.
Anyone else with information to share, I will be looking forward to your responses.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
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