need to stop payday loan payments

Ameriloan is not legal in USA. Return all the money GFG has deposited in your account. You can find out the legal companies in your state from Kentucky Office Of Financial Institutions. You're only required to pay the principal amount to the illegal payday loan companies. If you have paid them more than the principal amount, then ask them to return the extra money. If any company is making unauthorized withdrawals from your account, you can ask your bank to put a hard debit check on your account. You can also close the account and make an alternative payment arrangement with your lenders.

Did you get your loan with Plain Green when it was First Bank of Delaware or since it changed to Plain Green?

None of your other lenders are licensed. You only need to repay them the principal balance of the loan (no interest or fees). If you've already done that, you're done. If you've overpaid, ask for a refund.

First step, close your bank account and open a new one.

Follow the advice in this thread.

Okay, I closed my account today and opened a new one. Letters are going out tomorrow.

I got the installment loan from Plain Green. However, I haven't even made one payment towards it yet. I will pay them back the principle that I borrowed. I've read on this website that they are not legal. I've spoken with someone from there and they are saying that they are legal because they do not qualify as a payday loan AND because I signed their contract and thereby agreed to their laws. I know they are lying, but what do I say to them? What makes them illegal?

Just remind them that, regardless of what they say or believe, you know that your state's laws prevail and they must hold a license in order to lend to you...contract or no contract.

Again, I'm the original poster of this topic. As far as Plain Green goes........since they are technically not a PayDay loan lender, do I send them the same letter as I've sent to my other PayDay loan lenders?

You're correct. Plain Green is an installment loan but they do still need to have a licens to lend in your state, unless they are backed by a bank or credit union (which they aren't).

Just tweak the language of the pdl letter.

They'll argue with you.

Just thought I would give a quick update on my situation. (I'm the original poster of this topic.......just finally joined the community). Okay, I closed my bank account and then sent the letter out to all of my payday loan lenders, including Plain Green, on June 28th. I have not received a response from any of them. No phone calls, emails...nothing at all. All of their monthly payments have already been returned due to a closed account. There are 2 of them that I still owe money to in order to pay back the amount I borrowed. Do I hold off on sending money until I hear from them? My payday loan lenders were Ameriloan, USFastCash, OneClickCash, Plain Green, and GFG (which I assume is GreenLight Funding...I didn't authorize any deposit, it just showed up in my account). Anyone else have any input regarding these places? Can I expect to hear anything back from any of them?

Thanks for all of the help here! I feel like I have a ton of money since all of those fees were debited out of my paycheck this month :)