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Payday loans laws in NJ

Date: Fri, 12/12/2008 - 10:06

Submitted by anonymous
on Fri, 12/12/2008 - 10:06

Posts: 202330 Credits: [Donate]

Total Replies: 3


I am reaching far but I had no idea about these laws and such. Even though we made the mistake of taking out loans...these could be illegal and work FOR us?

How does this work? I want them gone. I never want to do them again. Like so many of you, I am drowning in debt. I am 31, live alone and only pay my own bills but it's been so hard when these loans are half to most of my paychecks. I only get 1000 every 2 weeks which should be fine but these loans...you get one out..then another to cover the one you got..then another to pay the bills these two loans are taking over..then another loan to pay that 3rd loan...then with 4 loans you are paying them only and not rent or food.

I am drowning and I just want them gone...is there a way?

email deleted..paulmergel
Thank you for any info.


hey janet - welcome. you should register because a mod is probably going to take off ur email address (against site's policies) and this way you can get msgs. :)
But we can help. what companies did you borrow from? how much from each and what was paid?
I live in NJ and this site helped me. They aren't legal here at all and you only owe the principal. If you have any other questions, ask away!


lrhall41

Submitted by bea2ls on Fri, 12/12/2008 - 10:45

( Posts: 3840 | Credits: )


right on all counts beals2.pdl's are totally illegal in NJ.also janet,you should register.it you will have a wealth of information at your disposal.beasl was also right about the email.for your safety it is not allowed,so i deleted it.please furnish the info beals requested.we can and will help you here.


lrhall41

Submitted by paulmergel on Fri, 12/12/2008 - 10:52

( Posts: 15514 | Credits: )


Thank you guys. Dumb move on my part. I will register. I honestly work 70 hours a week as a pizza manager and it's hard to get on here. But again, thanks for the info. I am really in over my head and this debt is RUINING MY LIFE.

I will register and totally keep checking in on here...I am so thankful for all the information. I felt so guilty, which I still do but if there is a legal way out..then awesome.

My loans are
instantcashtillpayday.com
paydayyes.com
gloot.com...
and there is a mysterious pdl.com loan which scares me. I took it just two days ago because I really needed the money.

i have one in default..paydaymax.com. I could have closed the account for 409 but with all my bills and other loans, I couldn't pay it and now I am scared what they will do. I wanted to just pay 100 of it but westernunion.com keeps freezing.

I have paid paydayyes 3 times. Loan was for 350 and paid 330 in only interest.

the gloot for 250 I paid 50 down and 130 in interest.

instantcashtill...I just paid the interest once for 90 and the pdl I just got....but I didn't get any information...and the website doesn't show anything...I have no idea what to do with that.

I am in a mess and I want to close my account but that seriously looks like fraud. It would be. I just can't pay them which isn't anyone's problem.

What can we do to still stay on our feet? I work so much and it's salary and it's impossible to get a second job.

Thanks again.


lrhall41

Submitted by on Fri, 12/12/2008 - 12:05

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