Legitimate Payday Loan Consolidation Company?

defncw · 2011-09-13T09:57:34-07:00

I have 4 online pdl's I got out of desperation to help my son with medical bills where he did not have medical and was hospitalized. I now have so much taken off the "top" of my paycheck, it's virtually impossible to live. Does anyone know on a legitimate and reputable payday loan consolidation company that may be able to help me? Would appreciate any help. Thank you!

Hang on a sec. Are your loans legal/licensed? What state do y

Hang on a sec. Are your loans legal/licensed?

What state do you live in?
What are the names of your online lenders?
How much did you borrow?
How much have you paid to each thus far?

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lrhall41

Submitted by OhioGal1 on Tue, 09/13/2011 - 10:16

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OOps

Not used to using this and I think I sent Ohio Girl a message rather than answering on here.

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lrhall41

Submitted by defncw on Tue, 09/13/2011 - 11:30

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You did, but that's OK. I answered you in both places :) First

You did, but that's OK. I answered you in both places :)

First you need to close your checking account and get a new one.

The lenders that are not licensed to lend in your state should only be repaid the principal amount of the loan (e.g. you borrowed $300 and have paid a $90 rollover fee 3X so you only owe them the remaining $30), no fees or interest are payable.

DJR is not licensed in FL. You only owe them $15.

Red Stone is not licensed in FL. You only owe them $22.

Anasazi is not licensed in Fl. They OWE YOU $240.

What's the website for Fast Pay Day? There are too many to sort through with the same or similar name. I need to find out if they're licensed. If they aren't, they owe you over $700. If they are, you can work out a payoff with them.

Follow the advice [URL="http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html"]in this thread [/URL]for how to deal with illegal lenders. You can also contact the regulatory agency below for further assistance:

Florida Office of Financial Regulation
Division of Securities and Finance
200 E. Gaines Street
Tallahassee FL 32399

Phone: (850) 410-9805
Fax: (850) 410-9748

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lrhall41

Submitted by OhioGal1 on Tue, 09/13/2011 - 12:15

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YourFastPayday is not licensed in FL. They owe you $825. Clos

YourFastPayday is not licensed in FL. They owe you $825.

Close your account!
Send the illegal lender letters!
File your complaints!

:)

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lrhall41

Submitted by OhioGal1 on Tue, 09/13/2011 - 13:02

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In the Process

Thanks to OhioGal1 so much!! After your much help, I closed my account this morning and am in the process of sending the letters. Is there a letter template by any chance where they owe you money back? I don't expect that I would receive any of my money, but I was just wondering.

With gratitude,
Donna