I've been on the payday loan hamster wheel of hell for longer than I can remember - broke free once for a month or two only to suck myself back in.
I can't do it anymore - I'm broke, in every term of the word.
I see that in Arkansas - Jonesboro , payday loans MAY not be legal but I'm unsure as to the why - in particular why my loans may be illegal. I'm ready to write emails close accounts and kick some debt - but I want to make sure I have my dots dotted and my crosses crossed.
I have three current loans:
UnitedCash - borrowed 500 on 6-4-2012 fee is 150 which I've paid twice.
USFast Cash - borrowed 260 on 4-16 fee is 60 - paid three times.
Ameriloan - borrowed 400 on 7-20 fee is 120 - haven't paid a dime - yet.
so are they illegal? are they illegal because they are tribe entities and not actually licensed in a state?
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