Harris and Associates
Date: Thu, 06/30/2011 - 11:58
Submitted by Donna1264030061
on
Thu, 06/30/2011 - 11:58
Total Replies: 9
you only owe this much
since summit group is not legal in AZ you not only owe the 300.00,but any 90.00 debits get deducted from that meaning unless nothing was debited you only owe 300.00 and if any 90.00 debits were taken that gets deducted.btw the threat that one of their losers was coming to serve you was illegal and should be reported to your local police as well as your AG.do that and do not talk to this scamming bunch again.
Letter to AG
So, how do I go about paying the $300? Do I contact the Summit Group to verify they still hold the debt? Not sure who has it now. I also rec'd another call from Harris and Associates stating that they sent the verification to my e-mail. Are they not supposed to send it regular mail as well? I once again just want to state that I never received anything in writing from The Summit Group or anyone representing them for that matter. I have all of my documentation from when I was working with Meridian and any letters that I did receive, I have copies of and there is nothing from or making reference to The Summit Group.
I just completed my complaint form on the Arizona Attorney General's Office.
Thanks for all of your help. Just when you think the payday loan nightmare is over, another bottom feeder rears their ugly head.
do you owe 300?
was anything debited by summit before default?again deduct any debits from the 300.00.btw as far as something in writing an email doesn't count as they must provide an address to send any disputes you have.good move in filing AG complaint.now as for paying until you get an actual collection letter,or something validating the debt(not likely)i wouldn't even think about paying it until then.
E-Mail from Harris and Associates
Just rec'd an e-mail from Harris and Associates with the attached word document. Anyone can write this stuff. Do they really think I am going to pay them based on a letter with no back-up documentation?
I did review my bank statement and I contracted with Meridian before they were able to deduct any fees. So my balance would be $300.
June 30, 2011
Original Client: Summit Group,LLC
Date Debt Incurred: 01/21/2010
Current Balance Owed: $876.80
Settlement Balance: $500.00
Dear
This letter is confirming your account with this firm. The original lender on the account is Summit Group LLC, incurred on 01/21/2010 and was assigned to our office 5/1/11. Your current balance due in our office is $891.60 with interest and fees added to the original balance.
We will need payment information on file as soon as possible to set up your payments. Only upon payments clearing your financial institution will your account be considered satisfied in full and you will then receive a paid letter in the mail.
We would appreciate your cooperation to resolve this matter in a timely fashion. We can be reached here at 800-207-3454 or at our fax number: 888-315-1125.
Respectfully,
Office Administrator
Harris & Associates, LLC
Mrs. Patti Almond
*This is an attempt to collect a debt any information obtained will be used for that purpose. This is a communication from a debt collector. *
What I Owe
I received an e-mail with a word document attached from Harris and Assoc. (See Below). I also reviewed my bank statements an I did not pay any fees. I had closed my account and contracted with Meridian shortly after Summit made the deposit, so I am legally responsible for the original amount of $300. Here's the letter from Harris and Assoc.
June 30, 2011
[FONT=Times New Roman][/FONT]
[FONT=Times New Roman][/FONT]
Original Client: Summit Group,LLC
Date Debt Incurred: 01/21/2010
Current Balance Owed: $876.80
Settlement Balance: $500.00
Dear
This letter is confirming your account with this firm. The original lender on the account is Summit Group LLC, incurred on 01/21/2010 and was assigned to our office 5/1/11. Your current balance due in our office is $891.60 with interest and fees added to the original balance.
We will need payment information on file as soon as possible to set up your payments. Only upon payments clearing your financial institution will your account be considered satisfied in full and you will then receive a paid letter in the mail.
We would appreciate your cooperation to resolve this matter in a timely fashion. We can be reached here at 800-207-3454 or at our fax number: 888-315-1125.
Respectfully,
Office Administrator
Harris & Associates, LLC
Mrs. Patti Almond
*This is an attempt to collect a debt any information obtained will be used for that purpose. This is a communication from a debt collector. *
Not showing up in forum
Paul,
I have replied to you twice, but they are not showing up in the post. I rec'd an e-mail from Harris and Assoc. but anyone can type up a letter in word and attach it. To date, I have not received anything that validates this debt. I did review my bank statements and it looks like I legally owe $300, which I will pay once it is legally validated.
When my original reply to you posts, take a look the letter that I pasted from Harris and Associates and let me know what you think.
Thanks for all of your help. You are an angel.
send this place a DV letter
since they included an address.then you send them a DV(debt validation)letter certified mail return receipt.as far as your posts go.both are here.no sweat my friend.
DV Letter Has Been Sent!
As soon as I posted my third message, the other two showed up. Thanks again Paul for all of your advice. You are great!
I just returned from the post office and sent my Certified/Return Receipt request for debt validation to Harris and Associates. I did some further research on their address through Google Earth and it showed up as Independent Living Rehab Facility and Track Modeling, Inc. So, I'm sure my letter will be returned with no such address/number. We'll see. I also did a quick search of the local court records and there is nothing listed under my name.
In addition, I have filed electronic complaints with the North Carolina BBB, AG and FTC. Saying how P-ssed off I am is an understatement. Like I said, if the debt is validated then I will pay only what I am legally obligated to which is $300 and nothing more.
I will keep you posted.
i had a feeling
well since you found out the address may be bogus.re-file your AG complaint and attach the email you got from them as part of it if you haven't done that yet.maybe they have complaints on this bunch of humanoids.just know you are under no obligation to talk to them period end of story.