Payday Loan Collection Agency

Date: Fri, 03/04/2011 - 10:33

Submitted by anonymous
on Fri, 03/04/2011 - 10:33

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Total Replies: 3

I have some old payday loans that have gone to collections, the latest call has come from a Chris Parker and Daniel White from ARG or FFR I believe they said that was the name 888-262-6420. They are holding 3 illegal payday loans from Hushawk, SDS and Laser. I want to pay the principal that I took out on these( I feel that is only right), but these guys won't send me a debit validation letter or give me their address so I can mail them a money order. They did offer a good settlement, but I would have to pay by credit card, bank card or ACH...they said I might be able to pay by a prepaid card they would have to check. If I do pay them with a prepaid card, how do I know that they will really mark these as paid....I'm so confused what to do. They said they were filing a summons against me in my county to have my wages garnished after 4pm today. Any suggestions would be great

If these are illegal payday loans, they are not going to file an

If these are illegal payday loans, they are not going to file anything. It's just a ruse to get you to pay. Tell them you want them to provide you with documentation on the original amount of the loan and what payments were made. If they are illegal, then you only owe what you borrowed less what you paid. Once you get the documentation, decide what you actually owe. Then let them know that's what you will pay and demand a mailing address so you can send a money order (send certified mail-return receipt). If they won't provide it or say that they will not accept a money order, then tell them they get nothing.

Don't fall for their scare tactics.

lrhall41

Submitted by aubrey on Fri, 03/04/2011 - 11:05

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Yes, they are illegal internet payday loans in OR, they are not

Yes, they are illegal internet payday loans in OR, they are not licensed in our state. But this is an actual collection agency...or so they say. They said they would email me info on the loans, but not give me an address to mail any payment to....

lrhall41

Submitted by on Fri, 03/04/2011 - 12:39

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I would not send them anything. Tell them you will repay the pr

I would not send them anything. Tell them you will repay the principal to the lender if they won't send you an address. Did you try to find the collection agency on the internet?

lrhall41

Submitted by aubrey on Fri, 03/04/2011 - 13:31

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