Paydaymax
Date: Wed, 03/25/2009 - 16:06
KNOW YOUR STATE LAWS BEFORE CONTACTING THEM!!
Make sure you have attempted contacted with paydaymax before contacting them.
I called them and explained how i have been trying to revoke my ach authorization but have gotten no response. they confirmed they had a copy of my letter from paydaymax already. they did cancel my ach but they were trying to collect more money from me. I borrowed $530 but I have already paid over $490. I offered to pay the remaining $40 via moneygram but they were pressuring me to pay the full amount. This is where you need to know your state laws.
I quoted CA law to them and informed them how they gave me an illegal loan and they tried turning it on me. I kept up about the law and STAYED CALM and wouldn't back down. I again informed them i would only pay the principal and if they would not accept that I would contact the CA Dept of Corporations because THEY should have known the laws and known they werent licensed in CA. As for my part, as soon as I found out they were illegal I immediatley contacted them. G
Guess what, they agreed on the $40 and will zero out my account!
Dont let them scare you and dont back down.
This website has been VERY helpful and if you are from CA and want more info as to what I did, post here and I will give you any info I have gotten for:
paydaymax
paydayone
cash central
zip 19/ Northway financial
nationalpayday
ezpayday
integrity/iadvancecash.com
Thanks to everyone for your help. As of now, I have worked out arrangements with 4 of my 7 loans and have gotten 5 of 7 to confirm revokation of my ach authorization.!!
That is great information and WTG! on getting them to confirm th
That is great information and WTG! on getting them to confirm the ACH revocation and working out payment arrangments.
Those kinds of things make my day :D
Did you manage to get rid of zip19? I would really like to know
Did you manage to get rid of zip19? I would really like to know how to do that. They do make you sign a wage assignment form!
no , i have NOT gotten rid of zip19 yet but you can revoke your
no , i have NOT gotten rid of zip19 yet but you can revoke your wage assignment. I did this in writing and faxed it to zip19 as well as emailed it to them. what i did was ONE letter with everything in it, just in case they blocked my email address. I also went straight to payroll dept and gave them a copy of the revocation of wage assignment. they informed me that they wouldnt have honored it anyway unless it was signed by a judge or had my actual signature on it. neither will apply. if you want a copy of the letter i sent, let me know and I can email it to you.