Just ignore them?
Date: Fri, 02/01/2013 - 15:01
Just wanted to know what most of you have done. I have one or 2 PDL that are starting to call, I have emailed Cease & Desist letters and even told one of them that I no longer work at this company when they call. It really is more of a pain than anything. I am the work number and the cell is also mines, my parents never answer their phone because everyone calls their cells not the number I gave out. In particular its Advance Me Today. So do I just ignore them until they go away? I over paid on the loan, so I don't owe them anything.
Oh yeah, that's why their mad.
Yes, I have been at this for a little over a month. I closed my account, send out the revocation letters. They tried to debit my account and it went through then BofA reversed it, that is why they are mad. I overpaid about $120 dollars on a $300 loan.
Who is calling you?? Advance
Who is calling you?? Advance me Today?? If so, you cannot cease and desist a first party....cease and desist's under the FDCPA only apply to collection agencies. Texas and California have stronger laws.
They may honor your cease and desist....they may not. Just ignore their calls. Have you followed the steps in my signature line with the information on how to deal with an illegal loan???
