Texas payday loans
Date: Tue, 03/10/2009 - 10:17
Are payday loans illegal in texas?
They are legal. Quote: Texas State Information Legal Statu
They are legal.
Quote:
Texas State Information Legal Status: Legal Citation: 7 Tex. Admin. Code ?? 1.605; Tex. Fin. Code Ann. ???? 342.251 et seq. and 342.601 et seq. Loan Terms: Maximum Loan Amount: Loan Term: 7-31 days Maximum Finance Rate and Fees: $10 per loan + 48% annual interest Finance Charge for 14-day $100 loan: $12 APR for 14-day $100 loan: 309% Debt Limits: Maximum Number of Outstanding Loans at One Time: Not Specified ($500 aggregate loans outstanding to all licensees) Rollovers Permitted: None (if renewal charge is less than maximum interest rate permitted; otherwise convert to declining balance installment note) Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: Not Specified Criminal Action: Not Specified Where to Complain, Get Information: Regulator: Texas Office of Consumer Credit Commissioner Address: 2601 N. Lamar Blvd. Austin TX 78705 Phone: (512) 936-7600 Fax: (512) 936-7610 |
Yes, but is their a certain company you have in mind? A lende
Yes, but is their a certain company you have in mind?
A lender must be licensed in TX.
Ace Cash Express and Cash America and First National Fund
Ace Cash Express and Cash America and First National Fund
Ace is a internet loan,First National Fund is a company I did a
Ace is a internet loan,First National Fund is a company I did a loan with over the phone, Cash America is a store front
Ace is legal and Cash America is legal as it is a store front.
Ace is legal and Cash America is legal as it is a store front.
Let me look on the First National Fund.
I did not find First National Fund in the PDL database nor the C
I did not find First National Fund in the PDL database nor the CSO databases for TX.