PDL'sin Illinois
Date: Sun, 03/17/2013 - 14:18
Submitted by Adam in Illinois
on
Sun, 03/17/2013 - 14:18
Total Replies: 9
Outstanding PDL's:
1) US Fast Cash: Originated:$450.00 Paid:$1520.00 Owe: $130.00
2) One Click Cash: Originated:$500.00 Paid:$0 Owe:$650.00 (New)
3) Cash Net USA: Originated:$1350.00 Paid: $0 Owe: $2894.92(New)
4) Quick Click Loans: Originated:$3500.00 Paid:$4603.71 Owe:$2183.46
5) Cash Yes: Originated:$900.00 Paid:$1845.00 Owe:$1105.00
6) Cash Call/Western Sky: Originated:$2600.00 Paid:$3414.56 Owe: $2714.80
7) Plain Green Loans: Originated:$1200 Paid:$2250.45 Owe:$1213.30
8) Great Plains Lending: Originated:$500 Paid:$845.92 Owe:$333.11
Quick Click
I don't know if you have already done research on Quick Click Loans & Cash Net USA, but they are in fact legal. This means that they can take you to court and garnish wages if you stop paying.
All others are illegal lenders and can't do anything if you stop paying.
The two lenders you will have to work something out with are Quick Click and Cash Net USA.
adam
if you followed the sticky and revoked any wage assignments by giving the revocation letter to your employer then they won't get squat.if you haven't given the revocation letter to your employer do so asap as some illegals will try that tactic.
First success story, this is
First success story, this is the rsponse that I received from Great Plains after sending the revocation email to them:
Your correspondence has been directed to me for review.
Per your request, we have removed your numbers from our system and have ceased automatic ACH debits from your account. Your account has been closed and blocked from further activity.
Great Plains Lending Customer Support
support@greatplainslending.com
877-836-1506
877-520-7966 FAX
8 a.m. - 10 p.m. ET, Monday - Friday
9 a.m. - 5 p.m. ET, Saturday
Great Plains Lending
1050 East 2nd Street, Box 500
Edmond, Oklahoma 73034
Refunds
Does anyone have a success story as to how they were able to get a refund from any of these companies?
Quick Click Loans
Does anyone have any info on dealing with Quick Click Loans? It is a "installment loan" that I took out when I lived in GA, but have since moved to IL and I was under the assumption that this was a legal loan. Has anyone dealt with them prior to this?
Wage Garnishment
Can anyone offer me any information on whether or not these companies will attempt to garnish my wages directly through my employer? I have already closed my bank account and opened a new one, however I have not done anything through my employer yet. Should I? Is so, how do I go about doing that? Is there a form I need?
Apart from Cash Net USA, all
Apart from Cash Net USA, all the lenders are illegal in your state. This means you're only required to pay back the principal amount. Nothing else.
Please read this carefully
Please read this carefully and follow every step of the instruction set:
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
Most of your lenders are
Most of your lenders are illegal. Don’t pay them an extra dime other than the principal. Close down your old bank account and open a new one. Don’t worry, they can’t do anything. Ask them for a refund, as you have already overpaid them.