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Debt Consolidation Forums Payday Loan help forums

Read this before posting in payday...DO NOT POST IN THIS THREAD...START YOUR OWN loan forum

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Posts: 17214
Credits: 177411.7

We are here to help you but we need information to help you.

1. What state do you live in??
2. Who did you borrow from?? Full name of lender.
3. How much did you borrow?
4. How much have you paid?

Include any other information you think might be important.

And please, register with the forum....that way you will be notified when there is a response!!!fc


How will I know If I can get a quick answer from the AG, BBB, and Federal Trade Commission

Sub: #1 posted on Wed, 03/20/2013 - 10:47

dmarte23 dmarte23

(Posts: 18 | Credits: 3.37)

Unfortunately CashCall is legal in California and is quick to sue. I took out $2500 and was not able to make the payments so they charged me interest fees and it came to $4500 but thankfully the judgement was for $2500 and court fees of $160. After the judgement I called them and asked if they could do payments for $500 a month instead of wage garnishment (they were heading that route) and they agreed. I started that in October of 2012 and I just finished my last payment with them this month. I was told by a debt settlement company that they are quick to sue so I guess my advice would be to try and set up some kind of payment plan with them before they go that route because you will have to pay them in the end anyways and having someone sue you is more stress then needed.

Sub: #2 posted on Sun, 03/31/2013 - 21:00

caligirl caligirl

(Posts: 7 | Credits: 1.07)

Ok..most of your loans are illegal. You need to follow the link in my signature line on how to deal with them. ACH revocation, CLOSE your account...follow ALL of the steps.

GECC/Cash Direct – Loan $600 DE BASED..PROB ILLEGAL

Idealgelt – Loan $750 ILLEGAL

Sure Advance – Loan $400 DE BASED..PROB ILLEGAL

Cash cure – Loan $600 PRETTY SURE ILLEGAL

Plain Green Loans – balance $1,538 ILLEGAL TRIBARL

Great Plains Lending – balance $369.25 ILLEGAL...TRIBAL

Advance America – balance $600

Check ‘N Go – balance $600 -LEGAL

Cashcall - balance $2500 - Did this originate with Western Sky??

Payday Nation – balance $300 ILL3GAL...UK BASED

Michigan Payday Loan Laws

State Legal Status

Lending of payday loan is considered legal in the State of Michigan.

Loan Specifications

Maximun Amount of Loan - $600

Term of Loan - Maximum 31 days

Maximum Rate of Finance and Fees - 15% interest rate on the first $100 loan; 14% interest rate on the second $100 loan; 13% interest rate on the third $100 loan; 12% interest rate on the fourth $100 loan; 11% interest rate on the fifth $100 loan; 11% interest rate on the fifth $100 loan + fees for any database verification

Finance Charge on $100 loan for a 14 day period - $15

APR for $100 loan for a 14 day period - 390%

Debt Limits

Sub: #3 posted on Thu, 01/31/2013 - 20:15

Moderators Cum Industry Expert
(Posts: 17214 | Credits: 4034.16)

I live in Michigan and have 2 storefront loans and 10 internet loans. I fell into the cycle of getting a loan to pay another one. The only reason I got into this was b/c my husband was ill and not working. I was going through Progressive Debt Relief, but they only paid one bill in four months. These are my loans:

GECC/Cash Direct – Loan $600

Idealgelt – Loan $750

Sure Advance – Loan $400

Cash cure – Loan $600

Plain Green Loans – balance $1,538

Great Plains Lending – balance $369.25

Advance America – balance $600

Check ‘N Go – balance $600 -

Cashcall - balance $2500 -

Payday Nation – balance $300

This has affected my health and marriage. I just want to end this. I dont know how much more stress I can take. Please help.

Sub: #4 posted on Wed, 01/30/2013 - 17:55

foursacharm foursacharm

(Posts: 3 | Credits: 1.48)

I still cannot start a new thread.

Sub: #5 posted on Wed, 12/26/2012 - 18:53

pdlhelpinmaine pdlhelpinmaine

(Posts: 18 | Credits: 2.47)

Im unsure how to post threads on here, i pressed the Ask an expert button at the top then when i went to submit it said that a moderator has to approve of the thread. That was yesterday and i still am not seeing it :( Will it be posted or do i need to take some other action?

Sub: #6 posted on Thu, 01/24/2013 - 10:08

mferg mferg

(Posts: 9 | Credits: 1.23)

Can you show me examples of letters to give to the AG, BBB and Federal Trade Commission.

Sub: #7 posted on Wed, 03/20/2013 - 10:29

dmarte23 dmarte23

(Posts: 18 | Credits: 3.37)

New to this and just wanted to know if signed a wage assesment if they can still garnish wages?

Sub: #8 posted on Wed, 03/13/2013 - 13:21

tweets tweets

(Posts: 10 | Credits: 1.04)

I am trying to post a thread too but can't figure out how. Help someone!!

Sub: #9 posted on Sun, 03/24/2013 - 06:53

T Buck T Buck

(Posts: 7 | Credits: 1.05)

Anybody ever heard of this company? They took $30 from my account this morning. I need contact info on them.

Sub: #10 posted on Fri, 02/15/2013 - 08:03


(Posts: 18 | Credits: 8.61)

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