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Help with PayDay Loans In OK

Date: Tue, 12/13/2011 - 12:52

Submitted by Alynntarbet
on Tue, 12/13/2011 - 12:52

Posts: 3 Credits: [Donate]

Total Replies: 5


Hi, First off I want to thank all of you on this forum until I found this site I had absolutely zero hope. I currently have 5 outstanding pay day loans that got so out of hand I shut my bank account, but now unfortunately I have the infuriating threatening phone calls and need to know where I can go from here. I will list the companies and what I have paid back as of now. Any help would be greatly appreciated. Thanks guys! :)


OneClickCash-Online- Borrowed $200 have paid $90
FloBridge-Online-Borrowed $400 have paid $368.56
PlainGreen Loans-Borrowed $1000 have paid $1806.24 (they claim I owe $250 more)
CMG Loan Group LLC-Online-Borrowed $300 have paid $720
Oasis1Marketing LLC-Online-Borrowed $200 have paid $240

I do know a little about the Oklahoma laws and all of the companies are charging way more in finance charges than allowed, but honestly I don't even think any are legal in Oklahoma. Any help would be greatly appreciated. Thanks again.


all of those are illegal in every state,not just OK so you only owe the principle.now also anything debited gets deducted from that so you only owe the top two,and not nearly what they claim you do.go to the sticky titled(dealing with illegal lenders)at the top of this very forum.it has everything from template letters to every step needed to get these illegals out of your life.the first step is closing/securing your account.now as far as the calls go.just know they can't do anything they say,and you are not under any obligation to speak to them.try just hanging up at first.if they persist file AG and FTC complaints.in fact one click is MTE and their d/b/a's have a cease and desist in OK.do that and keep us posted as we can advise on the calls further when they happen.


lrhall41

Submitted by paulmergel on Tue, 12/13/2011 - 13:19

( Posts: 15514 | Credits: )


please tell me you closed/secured your account.these places will drown you in red ink if you didn't.if you did then carry on,and yes kep us posted.


lrhall41

Submitted by paulmergel on Wed, 12/14/2011 - 06:06

( Posts: 15514 | Credits: )


Ok so the letters have worked with every company but one. One Click Cash is still trying to contact my employer and they are being ruthless and dang near harrassing me. They accused another employee of being me today and lying. This has got to stop. I've sent letters and faxes and emails. Please help!! What else can I do??


lrhall41

Submitted by Alynntarbet on Thu, 01/19/2012 - 08:49

( Posts: 3 | Credits: )


Your best bet is to ignore them. File complaints with your state's AG and the FTC and simply ignore any future calls. Tell your coworkers to do the same.

As long as someone continues to talk to them, they hold out hope that they might be able to bully you into giving them some more money.


lrhall41

Submitted by OhioGal1 on Thu, 01/19/2012 - 10:46

( Posts: 5253 | Credits: )