A PDL Response
Was this an illegal PDL that you only owe the principal balance
Was this an illegal PDL that you only owe the principal balance on? If so, you could reply something along these lines: "Thank you for your offer to consider my account paid in full if I pay the original principal amount borrowed. I will be happy to accept your offer if you apply the payments that I have previously made on this account. Therefore, my remaining balance owed would be xx." (If you have already overpaid, then you would want to state that instead.) Also, you might want to reiterate any information that you previously gave them regarding your state laws and that they are not legally allowed to do business in your state.
ok cool-thats pretty much what I wrote up. Excellent second o
ok cool-thats pretty much what I wrote up. Excellent second opinion ;)