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Installment & Lines of Credit Loans

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I have a couple of installment and lines of credit with extremely high interest rates and outrageous terms, similar to PDL's. The company is Advance Financial. Are these type lenders treated like PDL's in that I can stop their collection activities by sending a cease and desist letter? Are these companies treated the same way legal way as PDL's?





Where are you from? Are you facing harassment? What are the loan terms?

Sub: #1 posted on Mon, 07/10/2017 - 05:52

sanderspatricia29 sanderspatricia29

(Posts: 728 | Credits: 75.94)

Yes you can..I'm pretty much sure about that.
A cease and desist letter is often the most effective way to force debt collectors to stop their harassing phone calls and surprise visits.

Sub: #2 posted on Mon, 07/10/2017 - 06:51

tiarajoseph11 tiarajoseph11

(Posts: 330 | Credits: 45.57)

You certainly can revoke their ACH authorization. Have you paid back more than the principal amount?

Sub: #3 posted on Mon, 07/10/2017 - 20:18

Michael Puttman Michael Puttman

(Posts: 10 | Credits: 1)

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