Payday One

Payday One is a pdl in Illinois . . . It's only in certain states that they aren't.

Payday One only offers installement loans in Illinois. That is how they get around the payday loan laws.

Here is their licensed for Illinois.

Sorry, that license is expired . . . . But they have renewed.

So they don't have to follow the Illinois PDL laws and can charge whatever they want for interest?

What laws do they have to follow?

I need some more information about your loan . . .

What were the terms? How long was the loan for?

I contacted them last month to setup payment arrangements on my loan. I borrowed $650 and paid over $200. They just emailed me and i said I owe them $983.13. WTF...

I told them to pound sand and I am only paying what i owe.

jt - Are you the guest that posted this question?

If so, can you tell me what the loan terms were?

Goudah - thats not me..

I just added to the thread since todays email from them... they were willing to work with me, now they want all this money.