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Is it ok to take out a payday loan with 250% interest?

Date: Wed, 05/27/2020 - 18:33

Submitted by Josaeyen
on Wed, 05/27/2020 - 18:33

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Total Replies: 5


My friend Lisa is going through a financial crunch. She wants to take out a fast loan. But the company is wanting about 250% interest on it. She wants to repay the loan in installments for 5-6 months. Is it possible. We stay in Delaware.


I don't care where your friend lives. But you should stop her from taking out a payday loan. Are you guys crazy? The interest rate is so high. She won't be able to pay such a high rate of interest on payday loans. If she needs money, ask her to take out a personal loan instead. Even that is a better option. The repayment term for payday loans is 60 days in Delaware. That is the maximum number of days she will get.


lrhall41

Submitted by David Martin on Thu, 05/28/2020 - 22:45

( Posts: 394 | Credits: 3933 )


Why does she want to take out a payday loan? No doubt, a payday loan offers fast cash without any credit check. But trust me, she has to pay a heavy price for availing these conveniences. Please ask her not to think about payday loans at all!! It will ruin her financial life due to the incessantly high-interest rates and other charges.
I would suggest her to opt for debt settlement program to pay off her debts with ease. Ask your friend to check out this page asap https://www.debtconsolidationcare.com/debt-settlement.html and get rid of her debts!!!


lrhall41

Submitted by Craigh.terry on Fri, 05/29/2020 - 22:56

( Posts: 273 | Credits: )


Hi Josayen!

From the information, you have given it seems that the company is a pdl company.
The pdl companies usually give you 7 days to 15 days to repay the loan.

The other thing is you have not disclosed the loan amount.


lrhall41

Submitted by Ryan Miller on Mon, 06/08/2020 - 00:06

( Posts: 249 | Credits: 2769 )