Im downing in payday/installment loans debt. I will never do this again, it’s a total nightmare. Something to easy to get is never works. I need step by step help on how to pay back payloans / installment loans that are more afforable to pay back. How to stop interest and make reasonable settlement offers etc.. I borrowed and Im not trying to run from my obligations I just need my life back. These payday loans are making it very hard to pay my essential bills, such as rent, utilities etc.. Looking for some help./advice
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.