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Need urgent help/advice on Collection Agency

Date: Sun, 03/07/2010 - 20:54

Submitted by Katrina Steele
on Sun, 03/07/2010 - 20:54

Posts: Credits: [Donate]

Total Replies: 3


Has anyone heard of Instant Cash? I was contacted by the Back Office Legal Department of Instant Cash on Sat. (3/5). They called at 7:30 am CST asking if I had a lawyer and that there was a lawsuit filed against me for being in default of a pdl. The person who called said that the company sent emails (which they didn't) and were not allowed to contact me by phone or mail (which they did this particular day). Said I owed $945 and that I would be served Monday morning (3/8) unless I provided a notarized letter with my account information. I only had two loans and yes, I defaulted on one and paid off the other, but I have contacted that one company and they do not deal with third party agencies. This rep wouldn't tell me what company I supposedly defaulted on; just that it was one of 45 companies under Instant Cash. The pdl i used was inmyaccount.com. Any help is appreciated.


Don't send them your account information! What state are you in and what is the name of the two lenders you used? They are probably both unlicensed/illegal lenders just trying to scare you into giving out your account information so they can rob you blind. Never ever give ANYone your account information when they are making threats of a lawsuit over the phone or in emails, it's all a bunch of BS!!


lrhall41

Submitted by Shazzers on Sun, 03/07/2010 - 21:12

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OMG the same thing happened to me friday...and of course it scared me....however I di research later that night and found a lot of blogs with the same complaints. The person I spoek with was kevin petersonf with an accent from Instant Cash threatening me in the same way. I actially paid them some money friday...but when I called sat. and told them I spoke with a lawyer they became very defensive but told me they would refund my money. This am I went to the FTC.GOV website, I also called them and plan on calling my district attorney. Not once would he tell me which pdl I owed, he said the attorney he worked for was out of CA and name was James Parker, he would not give me any contact info after i told him i wanted my lawyer to contact him. The number they called me from was a 760-495 number, which when I tried to Call Sat was out of order. from what I have read and after talking to FTC it is a scam. According to law...after researching they have to send you correspondence in the mail....within a certain amount of time, When I called back asking for a debt validation letter he refused and told me to check my email....and said he would send someone to my job...then he hung up on me. So I would contact the companies you have dealt with in the past and inquire about any old debt...I would not give them any of your info.


lrhall41

Submitted by on Mon, 03/08/2010 - 12:02

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Yes, this is the same person, Kevin Peterson, from Instant Cash that I spoke with. I've actually called all of the pdls I've taken out over the years and I have paid them in full. It's strange that this Kevin guy can't disclose any information about the case or so he says. I've never been contacted until that point Sat.
south carolina, have you been refunded and was someone sent to your job? Please let me know the outcome...


lrhall41

Submitted by on Mon, 03/08/2010 - 13:19

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