Integrity PayDay Loan Co. Are they legal or licensed in Nevada? I got a threating phone call at my work and they said if I do not pay them, they will attach my payroll and call my supervisor etc. Is the legal and what do I tell them? They call the front desk of my work and ask for human resources or personnel Dept. to look up my supervisor.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.