Integrity Advance
Date: Mon, 06/22/2009 - 18:34
I borrowed $400 dollars (total $520) from Integrity Advance 12-15-08. The first payment on 1-2-09 was deducted as agreed. All payments thereafter were deducted 1 day earlier resulting in a $35 bank overdraft fee. I unfortunately did not catch the error until late May (Account in Rollover starus or whatever). End result: I have paid approx $1000 in principal and interest (account paid in full) The loan agreement addresses my responsibilities and NSF charges ect. but does not address if error is made on Integrity's behalf. Integrity tells me they are willing to pay half of the $315 bank fees because the error was not caught sooner (within 30 days). I am not willing to settle for half. I am not requesting refund of any monies paid just $315 in bank fees due to Integrity's error. I tried to make this a win win but was refered to the "Work-out" Dept's e-mail address. Please, all responses, suggestions welcome.
Thank You
Thank You
You should file a complaint against Integrity with the FTC and t
You should file a complaint against Integrity with the FTC and the State AGs office. I don't think that you should agree to 50% settlement because the entire mistake was made by them and not by you. They should pay you the entire overdraft fee and you may send them an intent to sue letter if they do not return you the entire money.
