PDL Legal Action

They will ALL threaten legal action. A lot of them are full of it. However, we would need to know who your pdls are. If you could please list the pdl name, the amount borrowed (principle amount only), and the amount paid back (total to date), we can help you figure out who is legal and who is not. In the meantime, I am going to post the Indiana state pdl law for us all to see.

You will find the Payday loan laws for Indiana here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Loanshop (Westbury / LTS is threatening action) $300 borrowed (390 pd back)

Paycheck Today (ACA Recovery making threats) $300 borrowed (485 pd back)

Phoenix debt management is also contacting me about a loan from Summit Group which I believed was paid in full.

Any help is appreciated. Thanks.

it looks as though you have paid enough.if you have addresses for these companies,send c&d and dv letters.you should look into the laws regarding recording calls.

mmcbride, have you done anything regarding your bank account yet? Is it still open/active to where these guys can still debit? We need to get the bank account straighted out first to where they can no longer debit. I'm going to post something regarding closing your bank account. If you have any questions, just post! :D