I have read so many websites regarding legal/illegal payday loans that I think I may go blind. I need help. I have tried to search the following payday lenders on the FL Department of Financial Services and can not find them licensed....but I may doing it wrong. These are all Internet Payday Loans. Are these legal? They maybe legal and just not registered in FL? Is there a difference? Do the small loan laws in FL apply to Internet lending?
Name / loan amt / what I have payed so far
Cash Cure / 800 / 704
Sure Advance / 700 / 462
Cash Direct Express / 700 / 462
VIP / 500 / 600
Eastside Lenders / 400 / 625
One Click Cash / 600 / 360
Spektrum / 500 / 477
Cash in a Wink / 500 / 300
Best I can tell even if everyone of these are legal and licensed to do business in the state of Florida.....they are all charging wayyyyyy over the FL legal annual rate.
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