I have multile payday loans and Now my account is overdrawn by $661.00

Date: Fri, 04/19/2013 - 20:34

Submitted by Orangepineapple
on Fri, 04/19/2013 - 20:34

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Total Replies: 2

My husband and myself took out multiple payday loans last year ( my apartment was kicked in and I had to do an emergency move) and I was paying on time and re borrowing since me and him are on social security. However, after our joint account was hacked in February ( because we did not pay for account protection we had to eat the cost) of this year that account was negative and it consumed all our money. That meant we could not pay our loans back. The lenders have tried twice to pull money out of that account . We paid over 700 dollars in nsf charges in March and got our account positive for only 24 hours. the next day it was hit again and it is now overdrawn 661.00. I am at my wits end. Getting payday loans were the worse decision of my life.We live in Alabama. Please help. here are the loan companies

Check Into Cash
Speedee Cash
Alabama Title and Payday
Express Cash Advance
Always Money
Approved cash Advance
Money Now
Advanced America
United Cash Loans
US Fast Cash
Cash Tyme
Check City
Speedy Cash

We have not paid anything due to our benefits being taken from overdraft fees. The account is in danger of being closed. i do not want to be arrested.

Who hacked your account?? If

Who hacked your account?? If charges are unauthorized/not yours, your bank has to refund you....you do not have to pay for account protection to get this money back. You will not be arrested. You should have stopped your benefits from going into that account....get into the bank tomorrow morning and talk to a manager. Who the hell do you bank with???

I went thru some of your lenders.....you can go thru the rest of the list. If they are storefront, they are legal. If they are tribal they are not.

Check Into Cash LEGAL
Speedee Cash LEGAL
Alabama Title and Payday LEGAL
Express Cash Advance
Always Money
Approved cash Advance
Money Now
Advanced America LEGAL
United Cash Loans ILLEGAL TRIBAL
US Fast Cash ILLEGAL TRIBAL
Cash Tyme LEGAL
Check City LEGAL
Speedy Cash LEGAL

lrhall41

Submitted by SOAPLADY on Fri, 04/19/2013 - 21:03

( Posts: 17315 | Credits: )

On my statement it had

On my statement it had strange numbers beside the transaction. When I questioned the bank Wells Fargo they said that they could not tell me where the transactions came from but it came from my debit card.But because I did not set up protection with a way to save account I am held liable because I have no proof to dispute the transactions. I those purchases was not made by me or my husband. I requested my benefits to be stopped from going to that bank in Mid March. However, the local social security office said that to change where your benefits are going you have to make the request in the beginning of the month. So starting in May my benefits will be going to my government supplied debit card. I have also spoke with my bank to revoke ACH and they said I would have to pay 27 dollars per lender to stop them. I asked how can I do that when my account was overdrawn from NSF charges and overdraft fees. I have been charged nsf charges at least twice from each lender. The other ones are store front. I am just confused. should I go through debt settlement program or is there a way I can get through this?

lrhall41

Submitted by Orangepineapple on Fri, 04/19/2013 - 21:35

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