frustrated

Integrity Advance is an illegal offshore lender located in Nevis. You owe principal only. Follow the link in my signature line for information on how to deal with them.

so i should just have to pay back the $700 also my illinois isnt on that so its still illegal

All offshore loans are illegal. You are paid in full. Follow the instructions in the link in my signature line.

so i just took out a payment for $218 should i call them at all im getting ready to head to the bank to cancel my account

Call the claims center for your bank. File unauthorized transaction claims with ALL of the charges from these guys over the principal. Do not bother calling them. No one will help you. Do not let your bank tell you they can't, because if they do, they're lying. Also make sure the bank refunds ALL overdraft fees associated with these guys.

ok thanks and i guess ill be looking forward to harassment calls then

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Do I need to take other actions I changed my bank account and was giving back the $218

I disagree - if you get to the right level of complaint they will. You need to specifically ask to speak to the claims center and make sure to tell them that the ACH was UNAUTHORIZED. Don't ask for a stop payment or anything. Tell them the company withdrawing is doing it illegally. The bank will just reverse it and refund the fees. You just need to make sure to ask for CLAIMS, not for a stop payment. Some banks do ACH stops, others do not. But all have a claims intake center of some kind.