Update Kenwood Servicesf

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No i never received a contratct either! They told me because this is my 2nd loan with them that I was aware of the terms and conditions...blah blah. I responded that I was contacting the NJ and Delaware AG office and they told me if I dont pay they will send it to collections. So If I dont get a Pif today I will file comnplaints

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This is what they just sent to me
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Yeah we received all fifty of your e-mails. Good job on copying and pasting from a web-site.[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy] [/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Thanks. [/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy] [/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy] [/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=5][COLOR=#ff0080][COLOR=#ff0080]Liz[/COLOR][/COLOR][/SIZE][/FONT][COLOR=navy][COLOR=navy][/COLOR][/COLOR]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Kenwood Services[/COLOR][/COLOR][/SIZE][/FONT][COLOR=navy][COLOR=navy][/COLOR][/COLOR]
[FONT=Times New Roman][SIZE=3][COLOR=navy] [/COLOR][/SIZE][/FONT]

[QUOTE=ballplayersmom;722361]This is what they just sent to me
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Yeah we received all fifty of your e-mails. Good job on copying and pasting from a web-site.[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Thanks. [/COLOR][/COLOR][/SIZE][/FONT]


[FONT=Palatino Linotype][SIZE=5][COLOR=#ff0080][COLOR=#ff0080]Liz[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Kenwood Services[/COLOR][/COLOR][/SIZE][/FONT]
[/QUOTE]

let them send whatever they want.it sounds like the ramblings of a beaten cur to me.

Has anyone ever gotten them to issue a PIF? I thought I read somewhere that the DE AG office was cracking down on Kenwood but I dont remember where I found the info

Has anyone received a PIF from them? I thought I read recently that they were not allowed to loan anymore by the DE AG but I dont remember where I read that.

[QUOTE=ballplayersmom;722361]This is what they just sent to me
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Yeah we received all fifty of your e-mails. Good job on copying and pasting from a web-site.[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Thanks. [/COLOR][/COLOR][/SIZE][/FONT]


[FONT=Palatino Linotype][SIZE=5][COLOR=#ff0080][COLOR=#ff0080]Liz[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Kenwood Services[/COLOR][/COLOR][/SIZE][/FONT]
[/QUOTE]

lololol

I would tell them to go right ahead and send it to a third party collector, you have the FDCPA behind you if they do.

Liz and Patty at Kenwood have been really nasty!!!

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]This is the last email I recieved from Liz at Kenwood...[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy][FONT=Arial][/FONT][/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]I spoke to my supervisor about the request for the letter. We will be happy to close out your account for $350.00. If you would like to pay this amount to close your account, we would be more than happy to send a letter of pay off. After we receive payment.[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy] [/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Thank you,[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy] [/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=5][COLOR=#ff0080][COLOR=#ff0080]Liz[/COLOR][/COLOR][/SIZE][/FONT][COLOR=navy][COLOR=navy][/COLOR][/COLOR]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Kenwood Services[/COLOR][/COLOR][/SIZE][/FONT][COLOR=navy][COLOR=navy][/COLOR][/COLOR]
[FONT=Times New Roman][SIZE=3][COLOR=navy] [/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]DIRECT (302) 752-4613[/COLOR][/COLOR][/SIZE][/FONT][COLOR=navy][COLOR=navy][/COLOR][/COLOR]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Toll Free (877)-794-5562 ext 213[/COLOR][/COLOR][/SIZE][/FONT][COLOR=navy][COLOR=navy][/COLOR][/COLOR]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Toll Free Fax (877)794-5563[/COLOR][/COLOR][/SIZE][/FONT][COLOR=navy][COLOR=navy][/COLOR][/COLOR]
[FONT=Times New Roman][SIZE=3][COLOR=#0066cc]liz@kenwoodservices.com[/COLOR][/SIZE][/FONT]

I would tell them to SHOVE IT! I would also tell them to TRY and sue me in court, I would be most happy to enlighten a court of law with their illegal practices.

Have you found out where (if anywhere) they are licensed? Remember, contacting the regulating source is very good ammo.

[QUOTE=ballplayersmom;722565][FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]This is the last email I recieved from Liz at Kenwood...[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]I spoke to my supervisor about the request for the letter. We will be happy to close out your account for $350.00. If you would like to pay this amount to close your account, we would be more than happy to send a letter of pay off. After we receive payment.[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Thank you,[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Palatino Linotype][SIZE=5][COLOR=#ff0080][COLOR=#ff0080]Liz[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Kenwood Services[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]DIRECT (302) 752-4613[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Toll Free (877)-794-5562 ext 213[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Toll Free Fax (877)794-5563[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Times New Roman][SIZE=3][COLOR=#0066cc]liz@kenwoodservices.com[/COLOR][/SIZE][/FONT][/QUOTE]

[QUOTE=ballplayersmom;722565][FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]This is the last email I recieved from Liz at Kenwood...[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]I spoke to my supervisor about the request for the letter. We will be happy to close out your account for $350.00. If you would like to pay this amount to close your account, we would be more than happy to send a letter of pay off. After we receive payment.[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Thank you,[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Palatino Linotype][SIZE=5][COLOR=#ff0080][COLOR=#ff0080]Liz[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Kenwood Services[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]DIRECT (302) 752-4613[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Toll Free (877)-794-5562 ext 213[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Palatino Linotype][SIZE=3][COLOR=navy][COLOR=navy]Toll Free Fax (877)794-5563[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Times New Roman][SIZE=3][COLOR=#0066cc]liz@kenwoodservices.com[/COLOR][/SIZE][/FONT][/QUOTE]

i would send this response.

i consider this matter closed.any and all emails from you will be forwarded to my AG as part of my complaint against your illegal lender.i paid 480.00 on a 350.00 loan,and being as you are not legal in XX.i owe you nothing further.also i will not accept calls from you.if i do they will be recorded.again i owe you nothing,and therefore you will get nothing.

anyway that is what i would send,and it would be the last thing i send.

If I hear from them again I will send that response it sounds good! I filed a complaint with the BBB last night and am currently on the phone right now with the Delaware Attorney Generals office. So we will see how this goes...

Ok so I just got off the phone with th DE Ag office and they told me that the state law of where the loan originated is what applies. She said even though I live in NJ that the Delaware law would prevail because it is an internet loan and all internet loans are universal. I told her that she had the wrong information...right??? She gave me the number to the dep[artment of banking and finance in the state of delaware..any advice?

Ok just got of with Division of Banking in Delaware and was told that Kenwood Services is not licensed in the state of Delaware even though that is where their address is and that is what they told me. I have just contacted the DE Ag again and left a message to file a formal complaint and will contact NJ

[QUOTE=ballplayersmom;722801]Ok so I just got off the phone with th DE Ag office and they told me that the state law of where the loan originated is what applies. She said even though I live in NJ that the Delaware law would prevail because it is an internet loan and all internet loans are universal. I told her that she had the wrong information...right??? She gave me the number to the dep[artment of banking and finance in the state of delaware..any advice?[/QUOTE]

yes the idiot in DE is wrong,but i expect nothing less from a state that is the home of countless bottomfeeder pdl's.that AG should be ignored as they are not your AG.this AG i found has spouted this line when all others say differently.

Kenwood is still operating in Delaware?!

I filed a complaint with the DE Dept of Justice, Consumer Protection Unit last year. If I remember correctly I filed mine online and via fax. The DE DJ sent me a copy of a letter they sent to Kenwood, and about a month or so later I got a copy of a letter from Kenwood's attorney to the DE Dept of Justice that they were ceasing operations in Delaware.

Did they lie to the Dept of Justice? Interesting.

Yes they r still lending! Can you provide me with any contact information that u had? Im assuming that you wound up getting a PIF? that is very interesting!Quote:

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Well the DE AG office just called me back and told me that they were incorrect with the information that they provided me and to submit my complaint today. She gave me her name to send it directly to so we will see what happens

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Ok Update on Kenwood. Well last week I had sent copies of emails, bank statements etc... to the Delaware AG. If you remember at first they told me they couldnt help me but then contacted me back again and said they were wrong. Well yesterday I got a copy of the letter that the DE AG sent to Kenwood and tonight when I cheked my email I received an email from Kenwood with a PIF sttlement attachment. Well first its a bunch of legal mumbo jumbo and dont really understand it, they told me to sign it and my account will be marked PIF. I have not signed it. I sent them a repy back and told them I have received their email and although I would like the PIF I have requested a refund of $225.00 for overpayment of principle and the PIF and that I will be sending the letter to the AG for review along with my lawyer. As far as the settlement letter is this standard???? Im thinking this almost a victory!

Am I being overly aggressive demanding they refund me the 225.00 or should I just take the settlement and walk away? I was thinking since the DE AG is involved that is why I got the settlement letter so what should I do????

In my opinion, you should stick to your guns and demand the overpayment. I received one from Fast & Reliable......for over $400.....:p

I am also currently dealing with Kenwood. I took an online loan from them for $200 in July 2010. I repaid about $100. I sent them an ACH revoke letter, and offered to pay via US Mail, Moneygram, or Western Union. They (some hag named Soleil) was totally rude and basically told me too bad, they're gonna debit me all they want. Fine, two can play that game. THey debited me and I reversed it on them. Then they turned me over to collections.

Today I get a call from "Law Office of William Sokol" some 609-704-5182 number, telling me I'm going to be facing a lawsuit unless I pay - naturally only by ACH or debit card. Funny, I thought most legitimate attorneys accepted money orders or checks. Also now my $200 loan? Over $1K. They offered to "settle" for around $435 and then $327.

I'm VERY curious to hear about how illegal they are, and I belive I'll be contacting the AG as well.