Ok so I had a 400.00 loan with pay day yes, illegal state of nj. I have spent the last few months arguing with them about their illegal status and have kept receiving their special executive offer for settlements. Today I receive a phone call from a mrs wainwright from total recovery solutions who had now received my file from pay day yes. I told her I owe nothing and to send me something in writing she said something was sent June 18 and I should be receiving shortly. What go I need to do???? Who are these people?? She got loud with me but didn't threaten me, but I got loud with her. I see pay day yes has now closed their site and now does not provide loans to nj residents. What do I need to do with these people? Anyone else dealing or heard of total recovery services?
Sub: #1 posted on Thu, 06/21/2012 - 09:00
Moderators Cum Industry Expert
(Posts: 5253 | Credits: )
Sub: #2 posted on Thu, 06/21/2012 - 09:04
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )
Sub: #3 posted on Thu, 06/21/2012 - 09:07
Moderators Cum Industry Expert
(Posts: 17319 | Credits: )
Sub: #4 posted on Thu, 06/21/2012 - 09:25
Moderators Cum Industry Expert
(Posts: 5253 | Credits: )
Sub: #5 posted on Thu, 06/21/2012 - 09:51
(Posts: 365 | Credits: )
They haven't tried this one with me, but I bet it's next.
They have tried the court summons trick 5 times now. Yesterday, I saw the "blocked" number and picked up. It was a process server threat, but oddly, the same voice I have heard from a collector at USA Cash Express. I cut him off and asked him why he thought that if I didn't fall for this trick 4 times, why would I fall for it a fifth? I have four voice mails over 3 months time from them saying they are going to serve me in two hours. After he hung up, he had the nerve to call me right back! Unable to resist, I picked up and told him I'd meet him at the courthouse in an hour with my friend who also happens to be an attorney at the state AG office. He hung up.
A little research shows there are court orders against them in at least 6 states now. New Jersey is one of them. If you do happen to talk to them again, maybe ask why they haven't Ceased and Desisted yet as ordered by the NJ attorney general.
I also found some complaints about TRS making harassing phone calls. Personally, I think that PDL Yes is trying to trick you into thinking they have sent this to a collection agecy. Google Mrs. Wainright at Total Recovery and you'll see what I mean.
Sub: #6 posted on Fri, 06/22/2012 - 08:55
(Posts: 68 | Credits: )
Sub: #7 posted on Fri, 06/22/2012 - 12:00
(Posts: 1433 | Credits: )
Maine
Oregon
New jersey
New Hampshire
Washington
Illinois
Pennsylvania
Maryland
:)
Sub: #8 posted on Fri, 06/22/2012 - 12:36
(Posts: 68 | Credits: )
Sub: #9 posted on Fri, 06/22/2012 - 18:25
(Posts: 281 | Credits: )