Is Kingston Financial illegal in US?

Kingston is also known as Rapid Cash and they are illegal and based in the UK.

i have an account with Kingston. I am in default. I live in Louisiana. What should i do?

Well that depends on your payment status with them. How much have you borrowed and paid to date?

I am trying to get my facts in order, but I think i borrowed $200 from them and i have not seen anything go thru my account from them. I guess i am not in default and that i still owe them the $200 plus fees

Since they are illegal you only owe what you borrowed.

Have they taken out any money yet? When did you get the loan?

It looks like the loan was taken out on 3/17. I do not think that they have taken anything out. I know i probably sound really stupid for not knowing this information. I am just very overwhelmed.

Can you send the money back? If you can that would be your best bet. Have the bank reverse the loan.

Probably not. I will be calling them this morning. I will tell them that i am closing my checking account and will repay the amount that i borrowed only. also they will have to give me another option to pay it other than my checking account

I hope you are closing your account. If not they will debit it anyway.

Yes, i am closing it. Since it is negative i have to wait until it is positive. The bank said that they could return any charge that goes through and not charge an NSF if they are unauthorized.

I think you need to paid them back , because they are legally lender. I also agree with nohiogal .

They are NOT a legal lender.

Please don't post inaccurate information.

I know you are a new member here but your posts are not making any sense.

exactly,how can you say that?please post more carefully.

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Oh wow so am trying to get the phone number for these KF 800, earlier today I spoke with them about lending me $200, yet nothing has been posted on my bank account, what do you guys mean by illegal? does it mean they can come and remove whatever money was spoken about and take it from my checking account? i'm freaking out now! wow! scary!

Oh wow so am trying to get the phone number for these KF 800, earlier today I spoke with them about lending me $200, yet nothing has been posted on my bank account, what do you guys mean by illegal? does it mean they can come and remove whatever money was spoken about and take it from my checking account? i'm freaking out now! wow! scary!

no they are illegal in the sense that if you close yourcurrent account and open a new one.they can call and threaten if you let them,but they can't do anything legally to you.that is what we mean.

They are not located in the US which means they have no valid lending license in any US state.

This is the number they gave me to their collection department:

800-620-8790

As I said, they claimed to be in Salt Lake City, when I talked to them. They are definitely not a legal lender in Utah.

I just spoke iwth someone yesterday about lending me 200 and they said it would be in my account tomorrow but i have not got anything yet. Im wondering if this a fraudulent company and should i close my account?

I just spoke iwth someone yesterday about lending me 200 and they said it would be in my account tomorrow but i have not got anything yet. Im wondering if this a fraudulent company and should i close my account?

They are illegal and yes close your account.

thank you so much...but they have all my information like address and social what happens now?

I would only worry about closing your account for now.

That is what they really want to have access to.

those retards!!! but i guess thats what i get for not doing my research first

We have all been there. Don't be to hard on yourself.

Lilly hand in there, it will be over soon enough :P

Lilly hand in there, it will be over soon enough :P

That did need repeating whether you meant to or not :P :wink:

Ooops :oops:

Nah. It was a good thing :D

Hey I did a triple the other day....lol

lol :D

i was appove for a loan for 289.00 i havent hard from any one yet.and the money isnt in my account.what do i need to do?

Cancel the loan.

Kingston is illegal and based in the UK.

Contact them. This is a forum for getting out of the PDL cycle.

O M G I JUST DID A LOAN WITH THEM SOME ONE PLEASE TELL ME HOE THEY ARE ILLEGAL. WILL THE REALLY GIVE ME THE LOAN. AN HOW LONG DOES IT TAKE.

Cancel the loan immediately.

They are not licensed to lend in many states. The possibility of them abiding by your state laws are very minimal. Based on many guests experiences with them, they are a poor business. This is why we suggest you do not do business with a company like this.

Hey are they really illegal I really needed help and they called me today. so I didnt look anywhere else nothing has been posted yet. oh no!!!

I was going to apply for a loan with Kingston. I called them and you are right...no one has an American accent. This is scary. But, there address is Utah...go figure! I hug up on them...not sure what to do. :(

They are jack a$$es and I have tried to call them several times to get them to cancel my transaction after reading all of the bad things about them. They were very rude and said since I gave them all of my information they could not cancel the deposit into my checking account, which scares me because they simply would not help and now they have all of my information.

I took out a 200 loan this morning, The web site said I would be contacted, and the money would be in my account in one hour. So far no contact and no money in my account. Now what do I do?

If I was you I would cancel that loan ASAP. This company is highly Illegal and hard to deal with!

They gave me a loan for 200. Last week they already debited my acct for 89. Know that I have researched and read the comments, am worried. Should I close my acct and when I open a new bank acct will they keep debiting from that new acct or just will they hound me over the phone again and again

Quote:

Since I applied for the loan around 12 am how long does it usually take for them to deposit it unto your account. So I can know to put a stop on my account

Quote:

Kingston Financial Services
1-800-620-8790
fax 1-800-377-9738

email : [email]info@kingstonfinancialonline.com[/email]
kingston financial
2274 S. 1300 E.
Suite g15#178
Salt Lake City , Utah 84006

Once you get a loan they tell you to call 2-3 days before your payday to pay them back and when you call them the number is just a recording. They dont plan to talk to you. Its a scam. I had to get my bank to do a stop payment and wait for them to call me on the matter.

wow i had some concerns regarding Kingston and i have more info then i thought was out there. i will return the money to them because i cant afford for them to continue to take money from my account which i have to budget monthly. i appreciate all the info posted! im glad someone out there is trying to school the rest of us.

I received a call from this Officer Ben Davis who states that I had a payday loan with Kingston Financial and so on I have never had a Loan with this company any payday loan I ever had I paid in full. He wouldn't give me a number for them cursed at me and said they would settle for 501.00 or they would take me to court for a balance of 7,000 + this is a scam they pretty much wanted me to give them my bank info to pay a supposed loan. I have proof of any payday loans and they have all been paid in full with bank statements showing that.

And then I just got off the phone with my bank and they stated I had nothing with them from the time I opened my account in 2008. IF they call you they can get all sort of info off line. I have had payday loans and they have all been paid in full don't give them any information.

Thanks for sharing that, I hope it will help others who are in your same position.