Payday-Loan-Yes Collections
Date: Thu, 08/13/2009 - 14:29
I need to see if anyone can help me out. I have a defaulted PDL with Payday-Loan-Yes. I borrowed $350.00 and have paid back $105.00 to date. I ended up closing my bank account due to the number of outstanding PDL's and my inability to even pay the interest and keep up with my household bills.
I received a call today from a person who identified themselves as being with First National handling collections for Payday-Loan-Yes.
He ended up calling me a dumb %ss *itch on the phone. At that point, I sincerely questioned the legality of this company.
This is an illegal PDL, as I am a resident of KY and htis was an internet loan.
I ask for verification of my signature on the loan documents. I also requested that any correspondence be handled in writing via email or USPS. He denied informing me his company doesn't provide anything in writing - that I took the loan out over the internet therefore therefore there will be no type of documentation provided to me. He advised they'll take me to court and that my $350 laon will turn in to a $1800 cost. Any advice?
I received a call today from a person who identified themselves as being with First National handling collections for Payday-Loan-Yes.
He ended up calling me a dumb %ss *itch on the phone. At that point, I sincerely questioned the legality of this company.
This is an illegal PDL, as I am a resident of KY and htis was an internet loan.
I ask for verification of my signature on the loan documents. I also requested that any correspondence be handled in writing via email or USPS. He denied informing me his company doesn't provide anything in writing - that I took the loan out over the internet therefore therefore there will be no type of documentation provided to me. He advised they'll take me to court and that my $350 laon will turn in to a $1800 cost. Any advice?
reply
paydayloan yes is a completely illegal humanoid pdl.of course they have to treat people ilke that.they have no legal leg to stand on.you say one debit of 105.00 was taken by them.weel then you owe them 245.00.anythig else tell them to POUND SAND.
That was my thinking just wanted to clarify. Even the $245 owed
That was my thinking just wanted to clarify. Even the $245 owed can be made in installments as soon as I can get my household bills mortgage, groceries, car, etc back on track, right? Do I tell the PDL if they call again I'll get them paid just as I am able or should I simply ignore the calls.
