How to pay them back now..

refesh me.which two,and do you owe them?btw yes use a prepaid debit card as you control the amount in it.

Lakota and Eastside, but they are trying to add some interest and I keep quoting the PA laws. I borrowed 400.00 from Lakota and paid 0.00. I borrowed 300.00 from Eastside and paid 90.00. Also MYCASHNOW called wanting 850.00 when my loan was 700.00 and i paid $ 525.00 . I told them in a polite voice that i would pay the difference.

well then you don't pay until they agree to accept what you really owe,not what they think you owe.again don't think about paying until they get it through their thick skulls on what you owe.if you pay before that they will keep claiming you owe more.

Look at this sweet letter that I got from PlainGreen, and they owe me money, like 213.00. Ugh
May 18, 2011

Ms. _________

RE: Loan ID

Dear Ms.

This is in reply to your correspondence dated May 13, 2011, regarding the legality of your loan.

The installment loan agreement you signed November 19, 2010 is an agreement between you and First Bank of Delaware (???FBD???). FBD is a state chartered bank, insured by the Federal Deposit Insurance Corporation. As such, it is authorized by Section 27 of the Depositor Institutions Deregulation and Monetary Control Act, 12 U.S.C. ??? 1831d, to (i) apply Delaware law, including interest rates allowed in Delaware, to its loans to consumers who reside in Pennsylvania, and (ii) to use various third parties, such as ThinkCash to market and service those loans. (FBD???s/ThinkCash???s) website, as well as the loan documents advise, the installment loan is provided by FBD, and therefore is subject to Delaware law and the Federal Arbitration Act. For your reference I have included, paragraph 12 of the Loan Agreement with FBD which states:

???GOVERNING LAW. We are a Delaware Bank that is insured by the FDIC. This Loan Agreement is made not only under the federal laws applicable to state banks making loans to out-of-state borrowers but also under Delaware state law. To the extent such federal laws do not preempt state law; this Loan Agreement shall be governed by and read in accordance with the laws of Delaware. To the broadest extent possible, any state law claims you may assert against us relating to this Loan Agreement, and any state law claims we may assert against you relating to this Loan Agreement, will be governed by the laws of Delaware. The Waiver of Jury Trial and Arbitration Provision shall be governed by the Federal Arbitration Act, 9 U.S.C. ?????? 1???16 (???FAA???) because the transaction evidenced by this Loan Agreement involves interstate commerce. If a final, non-appealable judgment of a court having jurisdiction over this transaction finds, for any reason, that the FAA does not apply to this transaction, then the Arbitration Provision shall be governed by the arbitration law of the State of Delaware???

Please note, you have the option pay your loan in full, or make payments larger than the minimum scheduled, prior to the payoff date to reduce the amount of finance charges that accrue throughout the loan tern without penalty. In addition, late payments, requesting due date extensions or returned payments could cause you to incur more finance charges.

Pursuant to your request, we have removed your contact numbers from our system and we will make no further ACH debits from your account. Although we disagree with the assertions in your previous email, we would like to amicably resolve this matter to bring this loan to a ???paid??? status. Currently, you remain obligated for the balance on your loan and encourage you to contact our Account Services department at 866-420-7125 to make arrangements for the payment that is presently due on your account.

Sincerely,

Theresa S.
Compliance and Legal Department
Email: [EMAIL="legal@thinkcash.com"][COLOR=windowtext]legal@thinkcash.com[/COLOR][/EMAIL]

Plain Green took over Think Cash's accounts which are installment loans through First Bank of Delaware. That is a legal loan. You should negotiate with them to repay. Hopefully they will be willing to settle.

Your state laws still prevail regardless of what they say.

Plain Green is servicing your loan. The loan with ThinkCash/FBD is a legal installment loan backed by a FDIC insured bank. You will need to pay that loan. Try to work out a settlment for the balance.

Thanks!! Gotta do what I gotta do!!

Question, do I owe them all of it? Even with the 987% interest? Because like I had stated above I am at a point where they would owe me. Sorry for all of the questions, I just want to make sure I am doing this correctly.

unfortunately with plain green.yes you got the loan when FBD ran it.so yes you owe,but they might settle.wait a minute.plain green is on "tribal ground"so i don't know even if the loan was done by FBD how they can enforce this.i would throw a figure out and see if they bite.

If you got the loan when it was Think Cash, it was FBD. I would still try to settle it. Like Paul said, make them an offer and see if they'll take it.