Pay Day Lenders

What state do you live in and who are your lenders?

I'm in Illinois and the lender is Genesis Financial. On the web they are known as usawebcash.

The other lender is Bottom Dollar Payday -- I'll have to go to their website to check what state they are in.

I have the same question. If you never wrote a check, how can they say you wrote a bad check? How can they say they'll report you to ChexSystems?

What happened was the checking account they were using to make the withdrawals was closed by my bank for excessive transfers (savings to checking). I let them know that I didn't have a valid checking account and asked if there was some other way to make the payments. They insisted it would have to be a checking account. Since I no longer have one, they didn't get paid. I did make 2 payments (58.28 each; the loan was only for $300). When they contacted me at work about having me arrested, I paid another $86, and they debited my check card the next day for $150. They expect me to pay them $150 each paycheck until the end of July ($900 total). I wanted to find out if I had any recourse, and if I send them the letter referenced in the blog will I have any reprecussions.

Not sure what letter in what blog you're referring to but, if you follow the advice in my signature link, you should be set. Neither of those lenders are legal.