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Hello,

I need to know if the following lenders are legal in Arizona. I have listed below what I have borrowed and paid to date:

Spotloan: Borrowed $800 / Paid $1492.70
Target Finance: Borrowed: $600 / Paid $644.20
VBS InBox Loan: Borrowed: $500 / Paid $450.45
Zoca Loans: Borrowed $400 / Paid $209.52
Fox Hills Cash: Borrowed: $400 / Paid $140

Thank you!




All the 5 payday loans are illegal.

Target - You have overpaid. Don't pay a penny extra.
Rest - Pay only the principal amount

Sub: #1 posted on Thu, 08/03/2017 - 05:45

ditchdebt ditchdebt

(Posts: 669 | Credits: 254.25)

All the payday lenders are illegal in Arizona. Just pay the principal amount. If they force you to pay the interest rate, then make a complaint against them to the state attorney general of your state.

Sub: #2 posted on Thu, 08/03/2017 - 05:47

sanderspatricia29 sanderspatricia29

(Posts: 728 | Credits: 75.94)

Hi Debra,
I agree with both of them (ditchdebt and patricia). Cancel all scheduled payment immediately and revoke ACH.

Sub: #3 posted on Thu, 08/03/2017 - 07:06

Barbara Delinsky Barbara Delinsky

(Posts: 331 | Credits: 33.32)

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