Tnp
Date: Tue, 08/21/2012 - 11:15
August 21, 2012
Simmons Smith & Assoicates
407 Lake Howell Road
Maitland, FL 32751
1-866-847-6165/407-956-4210
Re: TNP
Case #179___
Dear Sir/Madame:
I have received several calls from your law firm and I have been as helpful as possible. This is the first time I have been contacted by anyone regarding this matter. I would like to reiterate that I did not take out any loan for $500.00 and default on the payments.
Pay day loans are illegal in NY State and I request that you cease and desist all calls and correspondence.
I am very concerned that I was not able to find any information about your company listed with the BBB. I am also alarmed that you can not tell me what company the loan was issued from and that you do not already have the date of when this loan was supposed to have been issued.
For argument sake I provided you with one statement that should have covered the period in which this loan would have originated according to Mr. Edward Robinson.
It is not in my best interest to send you seven (7) months worth of my bank statements. You need to provide me with proof that I received this loan not the other way around.
Yours truly,
Send this. Short, sweet and to the point. Send certified mail, r
Send this. Short, sweet and to the point. Send certified mail, return receipt requested.
August 21, 2012
Simmons Smith & Assoicates
407 Lake Howell Road
Maitland, FL 32751
1-866-847-6165/407-956-4210
Re: TNP
Case #179___
To whom it may concern:
I hereby dispute the validity of this debt. While I may have applied for this loan, it was never deposited into my account and I have already sent you my bank statement for the month that this debt was allegedly deposit. No other statements will be forthcoming. Unless you can provide an ACH deposit record from the original creditor, I will consider the matter closed and I expect never to hear from you again. Pay day loans are prohibited in the New York state, the state where I reside. Any such debt is not enforceable by law.
Govern yourself accordingly.
[FONT=Times New Roman][/FONT]
Please register with the forum and keep in touch!!!
Please register with the forum and keep in touch!!!
Tnp
I did the letter and will send it certified mail to their Florida address and their headquarters in Texas. I also filed a complaint with the BBB in Texas and FTC.
I have another question. I have two (2) loans that I have been paying on (White Hills Castle and 500 Fast Cash). The original loan with white hills was $330 it was taken out in 3/12 and minus weekly fees now only $5 goes to the principal and it is only down to $241.
The one for 500 Fast Cash I have been a member since 2008 and I have taken numerous loans. The most recent one was for $700 and I have paid back $570. It has defaulted and with the fees they are still looking for me to give them $680.
For 500 Fast Cash can I send them the C & D letter and consider it paid in full because over the years I have paid all of the fees and taken out countless new loans?
For White Hills Castle can I send them the C & D letter because I have more then paid off this loan? Fees started at about $48.00 per week, and are now down to $36.50 only $5 is going towards the principal.
Both White Hills and 500 Fast Cash are illegal tribal lenders.
Both White Hills and 500 Fast Cash are illegal tribal lenders. Follow the link in my signature line. You owe principal only.